6 Tips For Those Who Have Enough

finance

How much money is “Enough” is a critical concept when it comes to reaching financial independence. The concept of enough is that once you have reached a certain level of wealth (or truly passive income, as they’re essentially interchangeable), having more wealth doesn’t actually lead to any increased happiness.

It is a dilemma that we hope and fully expect each of our readers will face eventually, so we thought it was worth addressing. Even if you are nowhere near financial independence, or even are still struggling with paying off the credit cards.

There is nothing wrong with having wealth and privilege, so long as you use it to better the lives of those around you. As Uncle Ben said, “With great power comes great responsibility.”

Dealing with Guilt

Spend a Little

In many ways, the resources of the planet are more limited than yours! “Fix it up, wear it out, make it do, or do without” is more than a method to build wealth, it’s a prescription for improving sustainability.

Continue to Invest

Having a little more than enough provides us a little extra financial security. Some of it is “rounding out” our investments. For example, we’ve met the original goals we had for money to give to our children for college and their 20s. But we bumped those goals up a bit because we could, so we’re still putting some money there.

Give Money Away

You can’t take it with you. Hearses don’t have trailer hitches. You’re giving it away eventually, you might as well give it while you can enjoy seeing the benefits of the gift.

Use Your Time Wisely

You now have minimal limitations on your financial resources. But you only have a limited amount of time, and perhaps a lot less than you think. This has all kinds of implications on your day to day decisions.

Take Care of Your Health

Eat better. Lose weight. Sleep more. Destress. See a therapist. Travel. Increase your spirituality. Rekindle relationships with family and friends. Build new ones. Find that balance that eluded you when you had to work for money.

FOR MORE ABOUT THIS POST, VISIT PHYSICIAN ON FIRE