We all deal with the transition from med school to residency and from residency to attendinghood, perhaps with a fellowship transition in between.
It’s a rarity for your first job to also be your last, so most of us can expect further career transitions, and they often come when we least expect them.
All of us experience transitions in life. Many of these transitions are exciting and represent positive (though sometimes scary) changes.
Remember to feed your body and soul. Read good books, eat delicious and nutritious food, and get enough sleep (if at all possible).
The “offense” and “defense” analogy for financial planning is a little worn, but it is effective in describing how you should approach financial planning.
Incorporating the items above will help you protect yourself from what can go wrong, while providing the psychological benefit of knowing that you and your family will be okay if accident or illness strikes.
Carefully determine whether or not it makes sense to privately refinance or remain on an income-driven repayment plan that allows you to benefit from Public Service Loan Forgiveness.