Balancing Your Financial Goals

Having lots of competing interests and goals can be stressful. 

Often we search for the One Right Answer, something for which we can be forgiven, even if the reality is there is no single correct way to manage your finances — different people have different circumstances, timelines, and resources.

One of the first things you should think about, however, is deciding which of your financial goals are most important to you to meet.

That may require introspection, some math, perhaps a cold beer or two, and some self-examination.

Let’s let the White Coat Investor, who originally shared the piece you’re about to read, take us through developing goals and devising a plan to reach them.

You need to prioritize your financial goals to answer the most common questions directed at bloggers and financial professionals.

I am inundated with questions such as: “As a young physician who graduated last year, I’m trying to decide if I should prioritize completely paying off my very large student loan debt ($400K @ 4.5%) or if I should prioritize retirement even though the expected payoff might be less than 6%.”

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