After working in the disability insurance industry for more than two decades, I’ve come across my share of success stories of people who benefitted from purchasing disability insurance.
The first story is about an orthopedic surgery resident. I met him when he was still in training and he purchased a disability policy to protect his future income. When he finished his training, he contacted me to increase his benefits.
The second story relates to a tragic situation but in a different way. I had a high profile person in the sports world contact me for a disability policy. He had just signed a multi-million dollar contract and needed to insure his income.
During our initial discussions Jim mentioned that he was, “all set” for disability insurance but agreed to let us review his policy. As it turns out, his disability policy had two exclusions; one for the lumbar spine and one for the urinary tract.
Finishing her fellowship in North Carolina, Julie had locked in a great contract with a large healthcare organization in California and was looking forward to starting with them.