5 Things I’d Tell My Younger Self

With ten years of real-world experience as a physician anesthesiologist, there are a few things I wish I would have known as a young buck just starting out.

Top 5 Things I’d Tell My Younger Self 

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You can buy a house. But wait until you’re settled and satisfied in your first job. Wait until you’ve made partner. Wait until you know the neighborhoods, the schools, and the local real estate market. Take your time.

1. You don’t need to build a 4,000 square foot home.

For the first five years of my career, I was paid as an independent contractor, with a daily and sometimes hourly rate. Such an arrangement presents as a bit of a double-edged sword. 

2. Take some time off.

Financially, I did well in those early years. What I failed to realize is that my free time was more limited than my future earning power.

By the time I discovered Bogleheads, and really got my financial house in order, the site had been around for six or seven years.

3. There’s a site called Bogleheads. Become familiar.

On the plus side, there was now a wealth of information, and most questions I could dream up had been asked and answered time and time again.

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