I will be donating half of my profits generated by this site to a variety of charitable causes, often utilizing our Donor Advised Fund.  I give from our Fund to various local and national charities.

If you can help this site become profitable, it will benefit hungry people and pets, hospitals, schools, and other charitable organizations that are near and dear to my family and me.

A sampling of some of the organizations that benefitted from our donor advised fund:

  • Salvation Army
  • Local Soup Kitchen
  • Local Food Shelf
  • Bike the US for MS
  • Local No-kill Animal Shelter
  • Hospital Foundation
  • Public Library
  • Local School PTO
  • The Boaz Project (cares for orphans internationally)
  • The Alma Mater “State U”
  • Local Sports Association
  • Fund to help local families pay winter heating bills
  • YMCA


In 2018, we donated $100 each to 100 different charities as requested by readers and site sponsors. View the list of the recipients of that $10,000 gift here.

In 2019, we are donating generously to One World Surgery, paying the full annual salary of one of four physicians on staff at the Holy Family Surgical Center at NPH Honduras, a permanent surgical mission where my family and I have volunteered.

This site does earn a decent amount of money, and as of 2019, a six-figure sum has been donated as a result. I share some of the ways this site makes money here and here. As far as how much I earn, that information is shared with e-mail subscribers in a quarterly newsletter.


How can you support our charitable mission?


When you are ready to apply for a new credit card, please use the links on this site. I have dropdown links in the top menu and have written the following posts on the topic:


If you have student loans and are not pursuing PSLF, please use my links to refinance. Unlike many sites out there, I share the referral fee with the readers in the form of a cash back bonus, and I also donate $50 to a charity of your choice. No one else is doing that.

You can find the latest rates and cash back bonuses here.

If you’re not earning close to 2% on your emergency fund or cash savings, explore better options on our high-yield savings account page.

If you are an accredited investor (income of $200,000 as an individual, $300,000 as a couple or a net worth of $1 Million+ excluding your primary home), please use links from this site to register to view investment opportunities with our crowdfunded real estate partners.

If you are a healthcare professional, please register for survey opportunites with partners InCrowdM3, and ZoomRx.

If you’re looking for a low-cost fiduciary financial advisor, insurance agent for disability and/or term life insurance, or a mortgage lender, review the options on our Recommended pages:

Recommended Financial Advisors

Recommended Insurance Agents

Physician Mortgage Lenders


I thank you for your partnership in this charitable mission. Read on to read more about how and why I choose to give via a donor advised fund.


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