How Hard Is It to Get a Costco Credit Card? And Is It Worth It?
Quick Facts
Card’s full name: Costco Anywhere Visa® Card by Citi
Who it’s best for: Loyal members looking for more rewards on Costco buys.
Card issuer: Citi
Credit score for Costco Card: 750+ (Excellent)
On FIRE Rating: 4/5
What is the Costco Anywhere Visa Card?
The Costco Anywhere Visa Card by Citi isn’t your average store card—it’s got a cartful of goodies for savvy shoppers.
How Does the Costco Credit Card Work?
The Costco Anywhere Visa® Card offers a catch-all rewards program with different tiers catering to commuters, food enthusiasts, and travelers alike.
Costco Credit Card Fees
DetailsMetricAnnual feeannual_feesSign-up bonusbonus_miles_fullIntro APRintro_apr_rate,intro_apr_durationPurchase APR reg_apr,reg_apr_typeBalance transfer APR balance_transfer_intro_apr,balance_transfer_intro_durationCash advance APRcash_advance_aprCash advance feecash_advance_feeBalance transfer feebalance_transfer_feesForeign transaction feeforeign_transaction_feeLate feelate_payment_fee
Costco Mastercard Review: Pros and Cons
Here’s a glance at all the pros and cons of getting this card:
Pros
You can swipe the card anywhere.
Why I like it
You can swipe the card anywhere
Unlike most store cards, you can use the Costco Anywhere Visa anywhere—it’s not limited to Costco.
Why you may want a different card
Costco buys don’t fetch you the biggest reward rates
If you’re hoping for over-the-top rewards when shopping at Costco itself, you’re in for some disappointment.
How to Maximize the Costco Visa Card
I’ve said this already but to reiterate, this card’s top feature is its 4% cash back offer on gas and EV charging.
Best Credit Cards to Pair With the Costco Card
I suggest pairing your Costco Visa Card depending on where you prefer shopping outside of Costco.
If you want more grocery rewards than what the Costco card offers, think about pairing it with the .
Alternatives to the Costco Credit Card
If the Costco Anywhere Visa isn’t for you but you still want a card for regular Costco runs, remember your options are limited to Visa cards only.
Costco Credit Card: Useful Links
.Contact for your Costco Citi Card complaints.
Costco Reviews
If you haven’t had the chance to ask around about this card, here are some reviews (good and bad) from cardholders to give you more insights:“I got this card right after Costco switched away from AMEX.
Is Costco Worth It?
The Costco Anywhere Visa Card is worth it if you live near a Costco warehouse and are already a Costco member.