10 Ways to Use 122,500 Chase Ultimate Rewards Points

122,500 points. That’s an oddly specific number, no? It is, but it’s the minimum number of Chase Ultimate Rewards points you’ll have after meeting the minimum spend requirement of $15,000 in your first 3 months to earn the welcome bonus on your new Chase Ink Business Preferred card.

The bonus is 100,000 points, and you’ll get at least 1.5 point per dollar spent, although with triple points on shipping and other select business categories, you’ll likely end up with more than 122,500 points once the minimum spend has been met.

That balance will obviously continue to grow as you use the card after reaching the minimum spend requirement and are awarded the bonus.

10 Ways to Use 122,500 Chase Ultimate Rewards Points

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Or don’t, I should say. Charge your Prime Day purchases directly to a credit card that gives you more points like the co-branded card that offers 5% back on Amazon purchases.

#1 Use Chase Ultimate Rewards Points to Shop Directly at Amazon

You can use your points to buy gift cards for hundreds of popular restaurants and stores. Gift cards can make great gifts, which I suppose is why they call them that.

#2 Buy Gift Cards

This is a very simple option to take, and if you never, ever travel, it might actually be your best bet, although the Pay Yourself Back option (see #8) is a better option if you are a Sapphire cardholder.

#3 Get Cash Back

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