20 Creative Ways to Modify Your Spending Patterns

Frugality is a virtue that most folks aspire to, at least at some point in their lives.

There can be great value in living beneath your means, not spending wastefully, and being a careful steward of your financial resources. 

But frugality can be challenging, especially when it’s not something you have to do, but instead something you want to do in pursuit of another goal.

Unique Ways to Change Your Spending Habits

Arrow

Ultimately, the purpose of a goal is to give you something to work towards and a sense of direction. When you focus on that particular goal, you’ll be able to weigh whatever purchase you are considering against it.

Get a Goal

The thing about mailing lists is that all these companies you’ve shown interest in or supported before will keep flashing all their products at you and you’ll start thinking you need them. But you don’t.

Remove Yourself from Mailing Lists

In most cases, you and your friends have similar interests and may even be able to share some items among you.

Borrow Stuff from Friends

Instead of every one of you buying the same item that you keep in storage and only whip out once a year, there’s absolutely no need to invest in those items, especially if it’s something that can be borrowed.

Once you learn to set boundaries and limits, your spending becomes a lot more controlled and you’ll get out of the habit of just buying things because you have money at your disposal.

Set Limits

SWIPE UP NOW TO READ MORE