6+ Ways to Use 122,500 Chase Ultimate Rewards Points Story

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122,500 points. That’s an oddly specific number, no? It is, but it’s the minimum number of Chase Ultimate Rewards points you’ll have after meeting the minimum spend requirement of $15,000 in your first 3 months to earn the welcome bonus on your new Chase Ink Business Preferred card.

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The bonus is 100,000 points, and you’ll get at least 1.5 point per dollar spent, although with triple points on shipping and other select business categories, you’ll likely end up with more than 122,500 points once the minimum spend has been met.

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That balance will obviously continue to grow as you use the card after reaching the minimum spend requirement and are awarded the bonus.

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There are quite a few options when you go to redeem your Chase Ultimate Rewards points, and some of them are definitely better than others.

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I should start by pointing out some of the obvious risks you accept when you do retire early. There’s a chance you could run out of money. Working as little as one more year can dramatically decrease your chancFor the sake of completeness, I’ll mention some options that I would never recommend, mainly so that you’re not nudged into wasting your points unnecessarilty. The better redemption options will come later down the list.e of failure.

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#1 Use Chase Ultimate Rewards Points to Shop Directly at Amazon

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More importantly, the redemption rate is lousy. With my Chase Sapphire Reserve card, the 160,946 points I’ve racked up are worth a measly $1,287.57 when used to shop at Amazon. That’s about 0.8 cents per point.

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6+ Ways to Use 122,500 Chase Ultimate Rewards Points Story

122,500 points. That’s an oddly specific number, no? It is, but it’s the minimum number of Chase Ultimate Rewards points you’ll have after meeting the minimum spend requirement of $15,000 in your first 3 months to earn the welcome bonus on your new Chase Ink Business Preferred card.

The bonus is 100,000 points, and you’ll get at least 1.5 point per dollar spent, although with triple points on shipping and other select business categories, you’ll likely end up with more than 122,500 points once the minimum spend has been met.

That balance will obviously continue to grow as you use the card after reaching the minimum spend requirement and are awarded the bonus.

There are quite a few options when you go to redeem your Chase Ultimate Rewards points, and some of them are definitely better than others.

#1 Use Chase Ultimate Rewards Points to Shop Directly at Amazon

Or don’t, I should say. Charge your Prime Day purchases directly to a credit card that gives you more points like the co-branded card that offers 5% back on Amazon purchases. For one thing, you won’t earn any points when buying stuff with your Chase UR points at Amazon.com.

More importantly, the redemption rate is lousy. With my Chase Sapphire Reserve card, the 160,946 points I’ve racked up are worth a measly $1,287.57 when used to shop at Amazon. That’s about 0.8 cents per point.

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