The Doctor Loan: My Experiences Buying and Building with Physician Mortgage Loans

I was finally a doctor. A real doctor. A doctor that could get himself a doctor loan!

Buying My First Property with a Physician Home Loan

Doctor loans aren’t just given out to anyone with an M.D., D.O., D.D.S, D.M.D., etc… behind their name. There are some criteria which will vary by lender, but the process didn’t go as smoothly as I had hoped.

My Experience with a Physician Construction Loan

With the construction loan approved, I was able to build the three story, 4,000 square foot home of our dreams. Our forever home.

Our Next Home Purchase

For this move, we didn’t need to shop for a physician home loan. I had the funds to make a 20% down payment easily, and this is the route we went.

And the One After That.. and the One After That

By this time, I was starting to feel like a collector… of homes. This is not the same as a real estate investor, because an investor purchases properties where the math works out well for profitability

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