Allow me to introduce you to an early retiree with 13 years of early retirement experience. For perspective on that timeline, this Dude has been retired longer than I’ve been an anesthesiologist. And the Dude’s not even 50 years old.
Second, FIRE can blow up your social life. You should NEVER depend on your job for your social life. And yet we do, because the ever-lengthening workday leaves less and less time for building and enjoying more personal and more validating relationships.
Third, FIRE will wreck your fitness if you let it. I have a very high tolerance for pleasure. As I mentioned, rum & hammocks are a particular vice. But having said that FIRE attacks your self-discipline and that micro-change is a great way to defend it.