FIRE Crossroads 034: Mid-40s with $4.2 Million Net Worth

[{"selector":"#anim-23cf0121-c043-4fab-85a2-21123eb025e2","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-23ba9a87-3a5e-4611-87fa-d5328376bd41","keyframes":{"transform":["translate3d(-114.28572%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-11b2af51-3ab6-47ab-98a9-cec904046b58","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-1ec1ba09-1781-4cd6-8b7a-6f84b833f0c1","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Read More

Explore today as our couple winds through a typical cycle of consumerism, rewarding themselves for delaying gratification during an intensive schooling process

[{"selector":"#anim-91753f9c-54eb-4c65-82d9-cf9221f0407b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6e176fec-df32-45b0-b334-5e40aba99b89","keyframes":{"transform":["translate3d(-115.09434%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Read More

In it we find a married couple pulling down about $40,000 a month in take-home pay who have a number at which they can survive

[{"selector":"#anim-97fb864a-2c1b-4614-a269-9b58c13310f7","keyframes":{"opacity":[0,1]},"delay":0,"duration":2400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-adf9ae8d-ea67-4d29-8e38-d52341b18c95","keyframes":{"transform":["translate3d(0px, -100.06278%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2400,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Read More

I have always been a relatively frugal person. Growing up, my family had a lower-middle-class lifestyle.

[{"selector":"#anim-8f676fd0-4f2b-4326-9ece-05a9a5b6cc80","keyframes":{"transform":["translate3d(105.10753%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-01cb2bd4-a894-44f3-b9f8-45b0917ebe1a","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa2bf7aa-f69b-4a8c-9e52-db5bdc3e2e11","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read More

Mid-40s with $4.2 Million Net Worth

While my father was an engineer, we lived well below our means so he could build an investment portfolio that has made him a multimillionaire.

My husband has always been less frugal and a bit freer with his spending. This has caused some friction in our marriage over the years.

My husband and I are both physicians (ages 46 and 45, respectively) living in rural Tennessee, which is an area with a very low cost of living.

[{"selector":"#anim-b557a6dd-24af-462c-8c3a-b398452446bf","keyframes":{"transform":["translate3d(118.09210%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd15638a-ffb5-4247-9729-239e0d2991a1","keyframes":{"opacity":[0,1]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6593499-914c-4a89-8ea0-400ae20ca23d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":4000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read More

My husband is a neurologist, and I am a gastroenterologist. We have both been in practice in our current location for about 15 years.

SWIPE UP NOW TO READ MORE

[{"selector":"#anim-556c65a9-58a3-4e9e-9ae0-b201ccc08be7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fcb7f65e-261a-4e8b-b9a4-e95d0fda4039","keyframes":{"transform":["translate3d(-115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Read More