Most of our debt is due to buying a $260,000 house for residency. If we had graduated 2 years ago it would have been about $170,000, but that’s life. My very generous in-laws gave us $30,000 to put down.
We have two children, ages three and eight months. My husband is 28 and I am 27. Yes, we had children very young! Having children in medical school with hardly any income was difficult, and that’s an understatement.