Confessions From a Physician Who Failed Early Retirement

Dr. Segan is an expert on insurance and asset protection.

 I am honored that he asked to share the story of the failed early retiree. Let’s hear it, Dr. Segan, Esquire.

Confessions From a Physician Who Failed Early Retirement

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Financial independence is an admirable goal for every physician. I believe that financially secure doctors make better clinicians. Medicine is stressful enough without wondering how you are going to pay for your routine expenses.

I Tried to Retire Early

So, I applaud and enjoy the practical and thoughtful financial advice to be found in the FIRE blog. I had many of the same goals for retirement that the FIRE blogger has written about.

For decades I had drunk the Kool aid about early retirement. I thought that spending more time with family and friends, reading books that I loved, and going to the gym and traveling whenever I was so inclined would be amazing.

Something Was Missing

I did all those things in retirement and more but I soon felt that something essential was missing from my life. The reality of the negative aspects of retirement began to sink in.

The most disconcerting aspect of retirement for me was looking a few months into the future and seeing a calendar with nothing on it but white empty space.

White Space. Dreaded White Space

It seemed to fit the emptiness I was starting to feel as the novelty of not working wore off. All that empty space in my calendar made me feel that I must not be very important. The absence of a work routine made me feel like I was floundering.

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