Why You Should Be Practicing Stealth Frugality

It’s not often that I encounter a new turn of phrase in this corner of the internet where FIRE is a good thing and super-saving is a virtue, but “stealth frugality” is one that caught my attention.

Stealth Frugality involves spending wisely without breaking the bank, i.e., try to find some spending categories to splurge on that follow a flatter path than the Minus-45-degree line!

First, the “Why” of Stealth Frugality

Arrow

Our plan to retire early was a secret for a long time. To the folks around us, we liked to exude an image of normalcy. We didn’t like to hear people asking us about an overly frugal lifestyle.

Fitting In

I wanted to signal to my employer that I depend on my paycheck! Specifically, every year I wanted to signal to my employer that I needed a pay raise. And a bonus. 

Negotiation Power

Corporations are in the business of consumerism! Let’s face it, many of us work(ed) for large corporations. 

Consumerism… the American Way

I am preaching about the dangers of the 4% Rule (it’s too aggressive for some and too conservative for others) and occasionally I am catching myself getting into heated discussions on personal finance topics.

Practice What You Preach

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