Our plan to retire early was a secret for a long time. To the folks around us, we liked to exude an image of normalcy. We didn’t like to hear people asking us about an overly frugal lifestyle.
I wanted to signal to my employer that I depend on my paycheck! Specifically, every year I wanted to signal to my employer that I needed a pay raise. And a bonus.
I am preaching about the dangers of the 4% Rule (it’s too aggressive for some and too conservative for others) and occasionally I am catching myself getting into heated discussions on personal finance topics.