You went into this medical thing for a reason, spent 4 years in med school, 3-10 years or more training, in large part so you could have the experience to assist people during a time of physical and or emotional need.
As a prospective early retiree MD, you have no doubt been a super saver and hard worker, and you were likely laser focused on the career for many years. Do you have enough hobbies and interests to keep you busy and engaged?