Retirement is Nothing Like I Thought It Would Be

When we decide to retire, we jump off into the unknown. Sure, we’ve developed a plan. We’ve saved and accumulated resources.

We’ve figured out how we’ll spend our days and our money. And hopefully we have our health. But it’s also true that once you pull the trigger on retirement, there are some things you only come to know from experience. 

Had you asked me before I retired to describe my expectations of retirement, you’d have noticed some huge gaps between my expectations and my eventual reality. 

Here are  specific areas where retirement is nothing like I thought it would be.

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Prior to retirement, I’d have said there was little chance we’d own a second home in retirement.  Been there, done that. Our retirement cabin had been a second home for 7 years before we retired, which we used for weekend escapes and supplemental rental income. 

1. Buying a Second Home

A week before I retired, I received a phone call from a longtime friend who was the President of an international aluminum recycling company. We’d interacted frequently over my years of work, and I suspected his call was a congratulatory call on my upcoming retirement.

2. Being on a Board of Directors

I was wrong. Their company had just gone through a restructuring, and the new owners were looking for a recently retired aluminum “expert” (their words) to become a member of their new Board of Directors.

My wife and I both knew we wanted to spend more time doing charity work in retirement.  What we never expected, however, was the reality that actually RUNNING a charity would become one of our Purposes in retirement.

3. Co-Running A 501c3 Charity

 I had heard from many retirees that they didn’t think much about money once they had retired, but I never expected it to be true for me.  Fortunately, this is one area where retirement is nothing like I thought it would be.

4. Not Thinking (Much) About Money

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