Starbucks: Buy the Real Estate, Not [Just] the Coffee

When you step into your favorite coffee shop and plop down $3 to $5 or more to get your daily caffeine fix, do you ever wonder where that money goes? I mean, you can make a simple cup of coffee at home for much less.

Starbucks is a vice that is widely accepted in today’s society. There’s nothing like a $5 shot of energy to start your day or get you through the 2:30 lull. But what if, instead of spending $5 a day, you could make $77.50 per day from the popular coffee chain?

We love real estate as a top source of passive income, and here is everything you need to know about making your first commercial real estate investment.

Starbucks: Buy the Real Estate, Not [Just] the Coffee

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The average purchase price for a Starbucks property is $2,700,000 and let’s assume, using a good commercial real estate broker, you find one to purchase at a 6.5% cap rate, which equates to an annual rent of about $175,500, or $14,625 per month.

What Does This Investment Look Like?

The bank will make you put down at least 20%, or $540,000, so you will need to have significant cash reserves or find a couple of partners to split the deal with you.

Well, we are actually developing a Starbucks property at this moment, and we were lucky enough to lock in a rate at 2.95% prior to the rate hike, but how can you help improve your returns by getting the best rate?

Financing & Interest Rate Hikes

First, Starbucks has great credit, and if you purchase a property with a long term lease in place, such as 10 years, you should be able to push the rate down off the average. 

A major component of your return from real estate investments is the loan paydown. Basically, you are using the tenant to grow your equity in your asset, so each month, the tenant pays you rent and you pay down the loan to increase your position in the property.

Loan Paydown

Real Estate tends to appreciate at 3% per year. So if we consider the same time horizon, after 25 years your $2,700,000 property is now worth $5,653,200.

Appreciation

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