The Best Single Credit Card Solution?

If you’re a credit card maven, you may have as many as a dozen different cards. And you might have a complicated calculus for deciding which card to pull out for which spending occasion you have.

So what’s an excellent card to land on that will reward us for everyday spending and also open up some opportunities to explore the world on the bank’s dime? The Capital One Venture X Rewards Credit Card is a good all-around card with rich rewards for all types of spend and some nice perks to go along with it.

Best Three Benefits of the Venture X Card

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You don’t have to sweat categories or quarterly promotions, as you will earn at least two miles per dollar regardless of the merchant or type of product or service. For flights booked through Capital One Travel (the card issuer’s portal), you’ll earn five miles per dollar, and for hotels and rental cars booked through that portal, you’ll earn ten miles per dollar.

Solid Reward Earning

You get an annual $300 travel credit for use at the Capital One Travel portal. This is good for flights, hotels, car rentals, anything that portal offers, so it’s basically $300 in cash if you travel at all. (And if you don’t travel, why wouldn’t you consider a no-annual-fee 2% cash back card instead?)

Travel Credit

For one, you get Priority Pass Select memberships for you and any authorized users you put on your card. The Priority Pass Select gets you and your guests into hundreds of airport lounges worldwide with a same-day departing ticket.

Access to Airport Lounges

Capital One Miles Transfer Possibilities

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You can redeem them for past travel or use them to book new travel at a value of 1 cent per mile, but the real sweet spot with any travel rewards credit card of course is transferring those miles to airline partners in order to redeem them for premium-cabin travel.

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