The Frugal Physician: Self-Serving or Self-Denying?

Frugal. Frugality. Frugaling? These words, which rarely appear anywhere near the word “physician”, are interpreted different ways by different people. I think we all have the same understanding of the definition, although we may use different synonyms to describe what frugal means to us.

Do you see frugality as a good thing? If so, similar words that may come to mind are thrifty, prudent, penny-wise, or smart with money.

Frugality as a Good Thing

There seem to be two types of people in this world: those who feel good when they spend money, and those that feel good when they save money.

The Opportunity Cost of Being a Spendthrift

I can’t tell you the psychology behind it, but I think some brains’ reward systems are wired very differently when it comes to spending.

Frugality: Nature or Nurture?

When taken too far, frugality can cause you to miss out on worthwhile experiences. Frugality can be a hindrance to fun and can lead to hours wasted in search of a slightly better deal.

The Law of Diminishing Returns

The truth is, when your income is in the range of a typical physician’s, frugal choices in your day-to-day life don’t make a huge difference.

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