The Truth About “Free” Financial Seminars

Free seminars abound, sucking in the unaware, sometimes plying them with complimentary food and drink, throwing a bunch of confusing facts and figures at them and then sinking their teeth into their hard-earned money to the tune of a percent or two per year.

As our guest poster from Dividend Strategy discovered, these seminars are not free. They are perhaps the most costly investment one can make.

I had an experience recently that was a wake-up call for the importance of financial literacy.  First impressions were slick and convincing, but scratch the surface with a bit of well-informed skepticism & it all started to stink.

We recently discussed all the ways mutual funds are a bad deal for investors. This time we’re addressing “free” financial seminars.  

When a professional-looking email or ad offers a FREE seminar to discuss the very financial topics that you’re concerned about, it’s totally understandable that a lot of people would want to sign up.

In this case, the email was titled, “Roadmap to Retirement”. We would learn how to achieve our retirement goals faster, how to live our dreams without running out of money, and how to use our various investment accounts effectively.

High income earners are particularly juicy targets for obvious reasons.  Being trained as a physician, I’m familiar with the marketing we’re exposed to, but I suspect many others are aggressively targeted too

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