The Unspoken Risks of NOT Retiring Early

Yes, there are risks when retiring early, and people are quick to point them out when a person makes that choice. What about the risks of not retiring early? Those don’t get as much play.

I suppose ordinary people are not like surgeons at grand rounds. That is, they don’t particularly enjoy talking about morbidity and mortality.

However, there is a very real risk of illness, injury, and death and the closer we get to a typical retirement age, the higher those risks are.

The Unspoken Risks of NOT Retiring Early 

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I should start by pointing out some of the obvious risks you accept when you do retire early. There’s a chance you could run out of money. Working as little as one more year can dramatically decrease your chance of failure.

The Risks of Retiring Early

You will definitely die. So will I. We just don’t know when. While the question posed sounds morbid, it’s just another way of asking how long you expect to live.

How Soon Do You Plan to Die?

While it’s true that your presence among the living is binary — you’re alive and kicking or you’re not — quality of life will vary along a wide spectrum.

Declining Health

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