money
Having enough money in our accounts to cover our regular expenses like a monthly paycheck makes life pretty simple, too. We don’t have to worry about the possibility of layoffs, being fired, traffic in the mornings, or even having to get up at a specific time each day.
So far, our plan has worked well. Our needs have been completely met by our investments. We don’t need more money to live a pretty nice lifestyle and have some fun… life is good, my friends!
Setting yourself up for a life of cutting back is unlikely to work well for most of us over the long haul. If it works for you, great. But the restrictions you could be placing on yourself can make life almost not worth living.
If you’re planning to retire from your job and don’t hate what you’re doing, this is something to think about. If you don’t have a big cushion more than your anticipated spending in place, you may want to consider working a little longer to build that up. Don’t get stuck in one more year syndrome but be sure you’re comfortable with what you’re heading into freedom