he describes why they’re good right now, why it wouldn’t hurt to have more, and the different ways in which they could get more.
As we sought financial independence, I used the 4% rule as one piece of our retirement planning. But, in addition to our market investment portfolio, we also had rental properties in the mix, the last of which we just sold during this crazy hot market.
When we visit folks in the U.S., we spend a lot of money in small increments getting together with everyone. Whether it’s seeing friends at bars, restaurants, or even just their houses (bringing beer or food), it costs money.
The good news is that those big expenses will go to the wayside once we move back to the U.S. next spring. That’s not to say that we won’t still have expenses that creep up, but most of them will be a little more controllable than they are now.