10 Ways to Use 122,500 Chase Ultimate Rewards Points Story

10 Ways to Use 122,500 Chase Ultimate Rewards Points

Once you’ve racked up an impressive point balance, you’ll want to do something with those points. Unlike your cash & investments, rewards points don’t earn interest, so sitting on them doesn’t really do you much good.

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For the sake of completeness, I’ll mention some options that I would never recommend, mainly so that you’re not nudged into wasting your points unnecessarily.

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Here are the 10 Ways to Use 122,500 Chase Ultimate Rewards Points

Charge your Prime Day purchases directly to a credit card that gives you more points like the co-branded card that offers 5% back on Amazon purchases.

You can use your points to buy gift cards for hundreds of popular restaurants and stores. Gift cards can make great gifts, which I suppose is why they call them that.

You can choose to have the cash deposited to the bank account of your choice or apply it as a credit to your statement balance.

You can use your points to buy an iPhone, iMac, Beats headphones, and pretty much everything else Apple sells.

If you’re earning UR points on a Chase Freedom Flex or Freedom Unlimited card, you can transfer them to a Sapphire card where the points are more valuable.

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