You’re busy. Luckily, you don’t have to spend much time on financial chores compared to what was needed in the past. Nearly every step can be automated.
Put your investments on autopilot. You can have your 401K/profit-sharing plan contributions automatically deducted from your paycheck before you ever see it. IRA contributions can also be taken out of your checking account each month automatically.
Get a checking account that allows you to deposit at home. Any physical checks I receive are scanned at home and deposited directly into my checking account on my bank’s website.
The best part for me is that I never need much cash. Neither my wife nor I have visited an ATM in the last 3 months, and it has been years since I set foot inside a bank.
Pay your kid’s allowance with automatic transfers. Again, saves a trip to the ATM each month. Your bank’s bill pay function can be used for this if needed.