Who Cares? Why Write About It?

When most Americans think of rich people, they picture a life filled with designer clothing, pimped-out rides and cribs, private jets, and house staff to attend to every need. There are people like that.

But there are also rich people who live like everyday people. Because they are everyday people. Everyday people with above-average salaries and pretty average spending. That’s precisely how they became rich.

John sent me a message and told me his article reached quite a few people, and other than a number of people being concerned about his fast-food intake that week, the article was well-received.

The article also sent a number of new readers to his blog; that fact helps answer the question of “why write about it?” but that’s just part of the answer, as I will elaborate here.

Who Cares? Why Write About It? 

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Med students rack up serious debt in eight years of schooling, and for most, that debt will only grow despite making income-based payments in residency.

The Average Indebted Medical Student Has About $200,000 in Student Loan Debt at Graduation

I shared my budget from one random week as an example of what life can be like spending “only” a five-figure sum each year. With a similar budget, most physicians with six-figure student loan burdens can be debt-free within five years or less.

According to a Medscape survey of over 20,000 doctors, the average physician earns about $300,000 a year. Yet, 24% of those 65 and over are not worth $1 Million.

A Quarter of Physicians Over 65 Are Worth Less Than a Million Dollars

71% of those in the 35-49 age bracket are not yet millionaires, either. Note that net worth includes equity in your primary home (and any other home you own).

Don’t get me wrong, I know that money can buy some happiness. Vacations are great, good food makes me happy, and with the glaring exception of Jay-Z, no one has ever looked unhappy on a jet ski.

The Correlation Between Spending and Happiness is Weak, at Best.

It’s a very real psychological phenomenon that prevents us from having the same exuberant result each and every time we repeat some grand experience or acquire a better gadget.

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