The 10 Worst Places To Get Investing Advice

Investing advice is not difficult to come by. It’s everywhere.  The difficult part, particularly for those who are new to investing or have always let someone else manage their money, is differentiating the good from the bad.

One criterion you may use is where the advice is coming from. If you’re getting it from any of the following sources, be sure to apply extra scrutiny when analyzing the value of such advice.

If measured by volume, the vast majority of investing advice out there is terrible. In the spirit of David Letterman’s Top 10 Countdowns, here are the ten worst places to get investing advice.

10 Worst Places To Get Investing Advice

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Have you looked at your email junk folder lately? Aside from ads for Viagra, genital enlargement pills, and x-rated material, there are plenty of “hot stock tips,” usually for penny stock pump and dump schemes.

1. Unsolicited Emails

Trust me when I say that if somebody truly has a hot stock tip, they don’t send it out to 10,000 people they don’t know.

If the majority of investors in any given enterprise are physicians, there’s an awfully good chance it is a bad investment. However, over the last couple of years, I’ve noticed that doctor’s lounge investing conversations, both in real life and online, are showing signs of improvement.

2. The Doctors Lounge

Most people who sign up with a financial services company wash out after a few months. They’re simply not cut out to be salesmen.

3. Your Family or Friend Who Recently Started With a Financial Services Company

However, one benefit of this high turnover rate is that the company gets the chance to sell to the family and friends of these wash-outs.

Now, I go to church and you may also. But it’s rather unbelievable just how many investment scams are run through churches.

4. Anyone You Attend Church With

Churches are a lot like family, and you tend to be vulnerable and trusting with those who share the same beliefs and values. Investing, however, is best done with the brain, and not the heart.

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