5 Ways to Retire With $5 Million by Age 55

Here at Physician on FIRE, I like to help people figure out how they can set themselves up to not only retire early, but to also retire well. Five million dollars should do the trick, even considering this current bout of inflation.

According to DYQDJ, that would put you at about the 97th percentile in terms of U.S. net worth. Worldwide, you’re certainly at the 99th percentile with $5 Million. That’s definitely fatFIRE in my book.

How does age 55 sound for an early retirement age? Yes, there are people out there who have retired by 45, 35, and younger, but you do need some time to amass that big nest egg.

5 Ways to Retire With $5 Million by Age 55

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With two people earning and saving, the monthly savings required for them to reach $5 Million by age 55 when starting from age 22 is all of $2,200 per month per person.

#1 Slow and Steady Wins the Race

While it’s true that slow and steady wins the race, it’s also true that there are many thousands of people each earning millions of dollars every year.

#2 Develop a Remarkable Talent or Product

It’s the path I took, and although I retired from medicine a bit shy of a $5 Million net worth, I was well on my way to that number at age 43, and investment returns alone should get us well beyond that mark by 55.

#3 A Negative Net Worth at 30 (With Great Earning Potential)

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