Debt Tracker

Leave your debt behind. 

  • Manage debt at a glance.
  • Make informed decisions on your debt repayment strategy 
  • Track your repayment progress with ease
  • Forecast when you will pay your debt with additional payments

Four Spreadsheet Tabs

Debt Inputs

Input all debt accounts and required information - up to 25 accounts

Debt Actuals Payment Tracker

Lets you input the amount above your minimum payment. It will then show you the debt's progress and how many months it will take to pay with minimal costs.

Debt Actuals Dashboard

This is a summary at-a-glance dashboard that shows the progress of each debt and the progress of your overall debt. It also shows how much you paid in principal vs interest. How much you will pay with interest and principal.

Debt Forecast

Forecast when you will pay your debt using two different methods by adding additional payments.

Features

Fully Customizable

The spreadsheet is made to be flexible—you can easily make additional debt payments any month and see your new monthly payments and payoff dates change automatically!

You can add up to 25 debts to the debt payment tracker and track up to 12 debts for 30 years!

Automatic Calculations

See when you will fully repay your debts and have your calculations done! To get started, enter basic information on each debt, i.e., balance, APR, and minimum payment, and the spreadsheet will update automatically.

Beginner Friendly

Our debt payoff tracker is comprehensive yet straightforward. Enter your debt information, and watch the spreadsheet do the work!

It’s easy to understand and works for both Excel and Google Sheets.

Three repayment strategies

Choose from the three different debt repayment strategies:

1) the Debt Snowball Method

2) the Debt Avalanche Method, and

3) Custom Order (choose how your debts would be prioritized). 

You can make informed decisions about your debt repayment strategy with side-by-side calculations.

Compare each strategy’s interest payments and debt-free dates to decide on the best debt repayment method quickly.

Flexible

Progress is based on your actual payments, even if they are slightly more or less than planned.

Easily see your finances in charts and tables

The digital debt tracker’s colorful charts will come in handy by providing you with a quick overview of your payoff progress. You’ll find a payoff progress chart per debt, a total payoff progress bar chart, and a payoff interest and principle tracker. 

A Part of the Financial Pro 6-in-1 Bundle

Debt management, Financial planning, Retirement planning, Your children’s future, Retirement planning, Your children’s future.

The Mortgage Tracker spreadsheet allows you to track interest payments, principal payments, payoff timelines, interests, and potential savings on your mortgage.

Gain a comprehensive overview of your financial standing. Analyze diverse investments at a glance. Establish clear short and long term financial objectives

Track Income budget vs. actuals, expenses budget vs actuals, and savings actuals vs budget. Use one spreadsheet for multiple years – keep your records in one file. 

Calculate your FIRE value taking into account your debt and expenses.

Frequently
Asked Questions

Easy to maintain. Track your payments with ease. At a glance of all your debts will show you your payoff progress your total paid (interest + principle), and use the forecast tool to decide which payoff method is best for you. 

 

Yes, this product is compatible with both Google Sheets and Excel. 

 

Yes, this sheet is customizable. You input your specific requirements, and the dashboards will be customized to your inputs. You can also change colors to match your desired theme.

 

Yes, this spreadsheet is fully customizable. Use all the inputs to customize your spreadsheet to meet your financial situation.

 

Mac numbers will work. However, some sections are not compatible. This product is most compatible with Excel and Google Sheets.  

 

No subscription is required. 

 

Leave Your Debt Behind, Increase Your Cash flow, And Grow Your Wealth.