22 Ways to Invest $25,000

Life is full of choices, after all, and so is personal finance, so it stands to reason there might be a number of possible avenues for your dollars.

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Passive Income MD lays out 22 options. See which one resonates with you.

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22 Ways to Invest $25,000

Currently, debt is relatively cheap, so make sure you understand your goals and your risk tolerance, and figure out what makes the most sense when it comes to handling debt.

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The benefit is that it is the safest place to put your money and it’s backed by the FDIC up to $250,000.

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People are looking to borrow money, and investors get together online and loan money to these borrowers at a predetermined rate of interest.

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Some people like to fund this early on in the year as a lump sum to take advantage of a potential whole year of growth.

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In short, a Roth IRA is funded by post-tax contributions that can grow tax-free and ultimately be withdrawn tax-free after age 59.5.

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This is any account that isn’t designated a tax-advantaged account. Personally, I use low-fee brokerage accounts such as Fidelity, Vanguard, and Robinhood.

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Many of you might have the ability to contribute to a health savings account, depending on if you have a high-deductible health care plan.

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22 Ways to Invest $25,000

Life is full of choices, after all, and so is personal finance, so it stands to reason there might be a number of possible avenues for your dollars.

Passive Income MD lays out 22 options. See which one resonates with you.

22 Ways to Invest $25,000

Currently, debt is relatively cheap, so make sure you understand your goals and your risk tolerance, and figure out what makes the most sense when it comes to handling debt.

Pay Down Debt

The benefit is that it is the safest place to put your money and it’s backed by the FDIC up to $250,000.

High Yield Savings Account or CD

People are looking to borrow money, and investors get together online and loan money to these borrowers at a predetermined rate of interest.

Peer to Peer (P2P) Lending

Some people like to fund this early on in the year as a lump sum to take advantage of a potential whole year of growth.

401(k)

In short, a Roth IRA is funded by post-tax contributions that can grow tax-free and ultimately be withdrawn tax-free after age 59.5.

Roth IRA & Backdoor Roth IRA

This is any account that isn’t designated a tax-advantaged account. Personally, I use low-fee brokerage accounts such as Fidelity, Vanguard, and Robinhood.

Plain-Old Taxable Brokerage Account

Many of you might have the ability to contribute to a health savings account, depending on if you have a high-deductible health care plan.

Health Savings Accounts

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