5 People Who Reached Financial Independence in Their 30s and Exactly How They Did It

financial independence

Reaching financial independence in your 30s is no easy task. You’re still building your career, perhaps growing a family, and you haven’t had decades for your early investments to compound.

To help keep this positive personal finance momentum going, we’ve gathered insights, advice, and tips from those who’ve seemingly done the impossible.

Put systems in place so that your hard-earned money is both working to grow your wealth and helping you celebrate important and special occasions in life.

Kyle: Financially Independent but Still Working Full-Time

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Purple: A Nomad who Leveraged Geo-Arbitrage in the U.S. to Retire at 30

Be as intentional as you can with how you spend your money and your time.

James: Financially Independent; Working Only on Passion Projects

If people can find ways to cut spending, they can free up dollars that can then go to work to propel increases in wealth.

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Andrew: Built Wealth Through Real Estate Rental Properties

If people want to retire early, they have to live an unconventional lifestyle. It is hard to keep up with the Joneses and still reach financial independence. Don’t increase spending along with income increases. Invest the difference wisely.

John: From a $39,000 starting salary to $2.5M Net Worth

Growing knowledge and personal skills are a valuable investment too. For those feeling uncertain, spend time learning about personal finance, credit cards, and retirement accounts, as well as career-related marketable skills.

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