Credit Cards for Free Travel & Cash Back

Before I was the doctor of credit card rewards, I used one Chase credit card for pretty much everything. With a typical credit card bill of $4,000 to $5,000 a month, I was rewarded with $40 or $50 worth of points every month and I thought that wasn’t bad.

When I shopped at Amazon, I got triple the usual points, and there used to be some other perks, like using $250 worth of points for a flight worth up to $400.

Top Credit Cards & Limited Time Offers

I have acquired a number of different credit cards, of course, but I can easily meet the minimum spending requirements in a month or two, and when you have a system to track your cards, it’s not difficult to manage.

Upgrade Bitcoin Rewards Visa

The Upgrade Bitcoin Rewards Visa is a simple, no-annual-fee card that rewards each and every purchase with Bitcoin at a rate of 1.5% equivalent cash value. It works much like the Chase Freedom Unlimited card except that it pays out in Bitcoin.

1.5% back in Bitcoin on all purchases

Wells Fargo Active Cash

New to the market in 2021 is a simple cash back credit card that gives you 2% cash back on purchases. No categories to track, no strings attached, and most importantly, no annual fee. You’ll earn a welcome bonus of $200.

$200 Cash

Chase Sapphire Preferred

The “CSP” is a top travel card and for good reason. The perks are great for a card with a manageable $95 annual fee. You get double points on travel and dining worldwide, along with eligible food delivery services.

100,000 points

Chase Sapphire Reserve

The “CSR” is the premium option for Chase Sapphire Cardholders. With $300 of annual travel reimbursement, the steep $550 annual fee becomes more palatable at an effective $250.

60,000 points

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Physician on FIRE