How We Spend When We Splurge

Yes, I’ve admitted to cutting my own hair and even my wife’s hair at her insistence. Saving money feels good and it feels right.

To be honest, learning to spend money and be OK with it is something I’m working on. Frugality can be a beneficial quality — it helped us reach early financial independence — but an associated scarcity mindset can also be something of a hindrance to living a joyful life with a sense of abundance.

Overspending is a more common and more damaging problem as compared to “underspending,” but when someone has pinched pennies for decades, it can be difficult to break thrifty habits that have become ingrained.

Spending With Intention to Overcome Excessive Frugality

White Frame Corner

Travel

The term “well-rounded” is rather nebulous, but I do feel that spending time in dozens of different nations will give our kids (and us) a global perspective that can’t be gleaned from history books or documentaries, as much as we like those resources, too.

Home

By the time we’ve built Dreamhome #2, we’ll have spent well over a million dollars. If we choose to sell the house across the street, where we’re living now, I think we’ll still have over a net 7 figures into the new home, but we might just keep our current house as a guest house and short-term rental.

Gray Frame Corner

Education

My undergraduate and medical school education led me to a rewarding and lucrative career as an anesthesiologist; I want my kids to be able to take full advantage of whatever educational opportunities arise for them.

Experiences

If you read much about wise ways to spend your money, you’re probably bored with the “spend on experiences, not things” trope, so I won’t belabor the point.

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Gray Frame Corner