Why It’s So Important to Live in Your Home for at Least 2 Years

Whatever your circumstances, if you bought a home and are thinking about moving, I implore you to live in your home for at least 2 years.

There’s also the fact that moving is a royal pain in the rear, and that your itch to move might be an overreaction to an issue that can be dealt with in other ways.

The most important reason to stay in your home for the first two years is the avoidance of unnecessary capital gains taxes that could be levied on you.

If you lived there for 2 years and then somewhere else for almost 3 years before you sell, you qualify for the exclusion.

No Capital Gains Taxes

If you own a vacation home in Florida, but it’s clear that your life is lived mainly in New York, you can’t claim the condo in Florida as your primary home.

Determining Your Primary Residence

If you didn’t live in your primary residence for a full two years, and you left for a specific reason that the IRS deems worthy, you may qualify for a partial exclusion.

Partial Exclusion

Our ultimate goal is to build across the street from the place we’re currently renovating.

Selling Three Homes

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