The Chase Sapphire Preferred and Chase Sapphire Reserve Visa cards are two of the most popular rewards credit cards available, and for good reason.

Cardholders are rewarded with valuable and flexible Chase Ultimate Rewards (UR) points, which can be redeemed for travel, cash, gift cards, and more.

Which card makes the most sense for you?

That depends on your spending habits, travel habits, and how much you plan to use the card. Let’s dive in to compare and contrast the Sapphire Preferred and Sapphire Reserve cards.

Let’s start with what the two cards have in common.

Both the Preferred Card and the Reserve card allow you to accumulate UR points based on how much you spend and what you spend on.

Both cards offer some of the best travel perks of any credit card.

Both cards have bonus point categories where you’ll earn more than 1 UR point per dollar spent

Swipe Up To Learn How the Cards Are Different.