With ten years of real-world experience as a physician anesthesiologist, there are a few things I wish I would have known as a young buck just starting out.
There’s a reason really nice homes are called “dream homes.” We long to own one someday. We can’t wait to be able to afford the home we’ve dreamed of for years.
Financially, I did well in those early years. What I failed to realize is that my free time was more limited than my future earning power.
By the time I discovered Bogleheads, and really got my financial house in order, the site had been around for six or seven years.
I spent many hours in committee meetings on post-call days, evenings, and even weekends.
I find myself in a rather enviable position 10 years later by taking the returns the market has given me. I won’t need to find a shortcut to financial independence. I can blaze my own trail.