Which is Better? Chase Sapphire Preferred versus Sapphire Reserve

The Chase Sapphire Preferred and Chase Sapphire Reserve Visa cards are two of the most popular rewards credit cards available, and for good reason.

Cardholders are rewarded with valuable and flexible Chase Ultimate Rewards (UR) points, which can be redeemed for travel, cash, gift cards, and more.

Let’s start with what the two cards have in common.

1. Both the Preferred Card and the Reserve card allow you to accumulate UR points based on how much you spend and what you spend on. 2. Both cards offer some of the best travel perks of any credit card.

Chase Sapphire Preferred Overview

1. reasonable annual fee of $95 2. For starters, humongous welcome offer of 100,000 UR points 3. 3x points  on dining, select streaming services, and online grocery

Chase Sapphire Reserve Overview

1. The Reserve card has  premium annual fee of $550. 2. new users are rewarded with 60,000 UR. 3. 10x points on hotel, car rental, and dining.

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