Physician on FIRE is a personal finance website created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to retire early. The site has a triple aim to leave visitors enlightened, educated, and entertained.
Hi! My name’s Leif. I also go by PoF, the Physician on FIRE. I’m a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors.
I have a lovely wife and two lively young boys. I enjoy writing, I enjoy photography, moderate exercise, spectator sports, background music, craft beer and homebrewing (also in moderation, of course).
I attained financial independence (the F.I.) at age 39, meaning I could afford to retire comfortably after a 9-year career. I continued to work for various reasons, and I mostly enjoyed my job, but I did choose to retire early (the R.E.) at the age of 43.
PhysicianOnFIRE.com is a web log a.k.a. blog site dedicated to the discussion of issues pertaining to personal finance, early retirement, medicine, and miscellany. I will post new material every week as long as I have something to say, and readers to read.
The seeds for the blog were planted in my mind in 2014, I formulated a specific plan in 2015, and created the website with my first post on January 9, 2016. I typically publish several blog posts a week, including a popular Sunday Best round up post every weekend.
I live, work, and write Up North, but I’ve lived and worked both north and south of the Mason Dixon Line, and east and west of the Mighty Mississippi. Most of the writing is done in a corner office on a solid walnut desk that was once used in a surgeon’s front office.
I’ve lived most of my life in Minnesota, and we now call northern Michigan home. I was once a Gator Sedator as an anesthesiology resident at the University of Florida, and I completed my internship at Gundersen Lutheran in La Crosse, WI, a city known for having the most bars per capita in the whole country.
My numerous locum tenens stints (before, in between, and sometimes during my “permanent” jobs) took me to hospitals in southwest Florida, central Wisconsin, northern Minnesota, Pittsburgh, PA, many parts of Michigan from near the Indiana border to the U.P. I also worked regular anesthesia jobs in northern Michigan, eastern South Dakota, and northern Minnesota.
I created this blog to enlighten, educate, and entertain fellow physicians and other people who may have similar circumstances (high-income, late start, educational debt, etc…). My aim is to help those who want to help themselves and share some unique insights from the perspective of a practicing physician. I hope to leave you informed and inspired to look at life a little differently than you might have before.
Physicians, on average, are notoriously bad with money. We are singled out in The Millionaire Next Door as being the worst accumulators of wealth among high earning professionals. Meanwhile, the demands of our jobs are increasing, bureaucratic requirements are stifling our ability to practice autonomously, and burnout is on the rise.
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I want to help my fellow physicians and others to understand what it means to be financially independent, how to achieve that goal, and why it will benefit you. Some, like me, will contemplate an early retirement. Others will use their FI status to practice in a way that suits them. It could be part-time or in a way that is less focused on salary, but more fulfilling.
Personal finance will be prominently featured in my writings on this blog. Being a physician, I will also discuss some physician-specific issues on occasion. You can also expect to find some stories and perspectives that are personal, or as personal as you can get from an anonymous writer.
You will see ads on the site. One of my goals is to build up a sizable donor advised fund, and half of all my profits from this site will be diverted to charitable causes.
Thank you for your interest, your support, and for helping me realize the site’s charitable mission. If you like what you see, consider joining the e-mail list to receive notification of new posts and quarterly progress notes from me.
In reverse chronological order. Start your binge reading at the bottom and work your way up to the present day here.