Recommended Financial Advisors

Recommended Financial AdvisorsThis page provides a list of recommended financial advisors. All of the advisors listed on this page are paid advertisers on the site but have been vetted by myself or WCI, with an application below that you can review. Financial planning and investment management is expensive and you should expect to pay thousands of dollars per year for quality service.

We have only included firms which have the lowest fee structures (i.e. flat fee, hourly rate, or AUM  / equivalent fees well below the industry average) to help lower your costs and help you reach early FI. I could charge more to present higher-cost options, but wanted to bring you the best of the best.

While one of our ten recommended financial advisors may not live close to you, all routinely work with clients around the country. Feel free to reach out, regardless of where you call home.

We appreciate hearing feedback on these advertisers, both good and bad. Thank you for supporting those who support this site and our charitable mission.

 

CMG Financial Consulting

CMG Financial Consulting Vetting Application

Clint Gossage CFA, CFP®, CPA, has been married to a Surgical Oncologist for the past 15 years and has experienced first-hand the ups and downs over the journey from undergrad to attending. After helping friends in medical school, residency and fellowship with their finances, he left a high-paying job, managing the investments at a multi-billion dollar family office, to start CMG Financial Consulting. He helps physicians and medical professionals to get out of student loan debt, save money, invest in tax efficient strategies, manage and protect their assets and give them back their most scarce resource…time. Schedule an appointment today.

Fees:

One-Time Services:
Student Loan Review – $500
Financial Review– $4,500

Residents/Fellows:
Ongoing Student Loan Support  – $100/month
Financial Planning  – $225/month

Financial Planning, Investment Management & Tax:
Early Investors: (Up to $500,000 of Assets Under Management): $450/month
Foundation Builders: ( Up to $1,000,000 of Assets Under Management ): $850/month
Financially Independent> (Over $1,000,000 of Assets Under Management): $1,250/month

Contact Info:
22816 N 79th Pl
Scottsdale, AZ 85255
(480) 695-8004
[email protected]

Visit CMG

 

Physician Family Financial Advisors Inc.

Physician Family Financial Advisors Vetting Application

Got kids? Physician moms and doctor dads are happiest when they are treating patients and raising children. That’s why Physician Family Financial Advisors helps busy doctors like you save time and taxes while you pay off student loans, buy a home and set aside all the money you will need for college and retirement. As fee-only financial planners for doctors, we charge a level monthly subscription fee that includes all the financial planning and investment advice you need without conflicts of interest. We are fiduciaries with more than 20 years experience serving families nationwide.

Fees:

Subscriptions from $165.00 per month
Includes Annual Checkups, unlimited meetings & online portal
Unlimited investment services without asset-based fees
No up front fee. Pay as you go. Cancel anytime.

Contact Info:
PhysicianFamily.com

Visit Physician Family

 

 

Aptus Financial

Aptus Financial Vetting Application

Aptus Financial is a principled financial services company, focused solely on what is best for our clients and free of any conflicts of interest. We provide transparent, objective, and non-conflicted advice for a simple, fair hourly rate. Period. We don’t sell stocks or insurance. We don’t have a vested interest in managing your assets. Our highly-credential team provides comprehensive financial advice and sets our clients up for a lifetime of guided DIY financial planning and investing. You can do it yourself, but you don’t have to do it alone.

 

Fees:

Comprehensive Financial Plan ($3,000 plus a minimum of 12 months of AptusCare ongoing planning support)
Financial Review for Long-term DIYers ($1,000 plus a minimum of 4 months of AptusCare ongoing planning support)
AptusCare ongoing planning support service ($125 per month)
Initial Interviews (~15 minutes, free)

Contact Info:
2 Van Circle, Suite 4
Little Rock, Arkansas 72207
501.907.1993
[email protected]

Prospective clients should request to interview us by submitting our contact form.

Visit Aptus Financial

 

Personal Choice Financial Advisors

Personal Choice Financial Advisors Vetting Application

As the father of a young neurologist with substantial medical school loans, I created FinancialRounds.com to help you take control of your finances and avoid the often predatory advice given by financial salesmen. The information is designed to help guide you through any important financial decisions you need to make in residency, as an attending physician, and ultimately through financial independence.

We provide on-going financial planning services with expertise in student loans, disability insurance, first-time home buying, planning for marriage and children, cash flow, investment advice, and retirement. We also we provide investment management services using low-cost, passive investments.

Fees:

On-going financial planning available $250 per month with $1,000 initial fee (includes investment recommendations).
In house investment management starting at 0.75% up to $1,000,000 for financial planning clients.

Contact Information:

555 Lake Forest Dr., STE 650
Cincinnati, Ohio 45242
(513) 588-8080
[email protected]

Visit Financial Rounds

 

Integrity Wealth Solutions

Integrity Wealth Solutions Financial Advisor Vetting Application

Integrity Wealth Solutions approaches wealth management and financial planning differently.  We’ve created a unique, tiered flat fee, asset management compensation structure designed with our client’s interests and success in mind.  Our firm’s investment philosophy is centered on cost and tax efficient portfolio management, aimed to help the client retain more of their investment growth.

A cornerstone in Integrity Wealth Solutions’ financial planning process is the alignment of financial goals with insightful strategies that fit individual circumstances.  We develop a holistic, customized, integrated financial plan that can evolve as the client’s needs grow and help clients maintain focus through the inevitable ups and downs of the market.

Fees:

Fee Structure:
Integrity Wealth Solutions flat quarterly fee for investment management typically ranges from $1,250 to $2,500, depending on assets under management. This flat fee also includes active comprehensive financial planning on an on-going basis.

Financial Plan Only:
For clients not engaging us for investment management, may decide to work with us for a financial plan only.

A one-time financial plan fee ranges between $1,000 – $5,000, depending on complexity.

Contact Info:
5211 S. Quebec St. Greenwood Village, CO 80111
303-716-5777
[email protected]

Visit Integrity Wealth Solutions

 

FPL Capital Management

FPL Capital Management Vetting Application

FPL Capital Management is a Fee-Only RIA that offers a unique fee structure, which is based on charging clients a flat annual fee for services provided. Fees range from $1,000 to $5,000 per year for Portfolio Management. They utilize low-cost funds from Vanguard, Dimensional, iShares, WisdomTree, and AQR. They have custodial relationships with Schwab, Fidelity, and TD Ameritrade. They offer an Institutional Platform that provides clients access to private debt and private equity funds. FPL also offers Wealth Management and ERISA Fiduciary services. Their focus is medical practices with fewer than 100 employees. They offer this service utilizing DC Platforms of Vanguard and DFA.

Fees:

Annual Advisory Fees range between $1,000 and $5,000, depending on the level of service selected.

Contact Info:
3525 North Causeway Blvd.
Suite 633
Metairie, LA 70002
800-835-1969
[email protected]

Visit FPL

 

SwitchPoint Financial Planning

SwitchPoint Financial Advisor Application

SwitchPoint Financial Planning, LLC was designed to be different than traditional advisory firms. By charging a flat fee, rather than commissions or AUM fees, founder James Sweeney CFA, CFP®, sits on the same side of the table as his clients and can focus on what really matters – like maintaining investment discipline, minimizing fees and taxes, and maximizing cash flow.

We offer comprehensive financial planning and investment management to physicians and other HNW individuals who are in or nearing retirement. We will help you gain confidence in your retirement plan, guide you through the transition and provide ongoing support through your retirement years. We are DFA approved.

Fees:

Wealth Management – $4,800/year

Contact Info:

2901 W Bluegrass Blvd Suite 200-26
Lehi, UT 84043
(801) 753-8538
[email protected]

RFK Capital Management

RFK Capital Management – Application for Financial Advisory Listing

RFK Capital Management specializes in supporting DIY investors with their financial and investment planning. Led by a CFP Professional with more than 10 years of experience in investment management, we are a fee-only, advice-only firm.

We believe most investors can manage their own investment portfolios using index funds if they receive and follow good advice. Our main service offering is our DIY Investing Service. You will receive a personalized financial plan, an investment policy statement, a review of your insurance policies, and support and guidance in becoming an effective investor using low-cost index funds.

Fees:

DIY Investing Service:       Onetime fee of $1,400
Hourly Charge:                    $125 per hour
Introductory Call:               15 to 30 minutes, free

Contact Info:

9425 S. Union Square Suite #102
Sandy, Utah, 84070
801-372-1446
[email protected] 

Visit RFK Capital Management

 

WealthKeel

WealthKeel Financial Advisors Application

Chad Chubb is a CFP and fiduciary for physicians, dentists, and their families across the United States. He founded WealthKeel LLC to simplify and organize the financial lives of medical professionals by custom-crafting financial plans centered around their goals and values. WealthKeel crafts simple, actionable financial plans for busy doctors and dentists, like you, who feel overwhelmed by the increasing complexity of the decisions you have to make with your money so you can free up time and energy to focus on your family, your work, and what you love most.Services include financial planning, investment management, and student loan management.

Fees:

One-Time Plan Creation Fee:

  • Delegators (Plan Creation + Ongoing Financial Planning and Investment Management): $1,500
  • Do-It-Yourselfers (Plan Creation Only): $3,000

Ongoing Flat-Fee Financial Planning & Investment Management:

  • Residents & Fellows: $200 per month
  • Attendings: $300 to $1,100 per month

Diagram for WealthKeel’s Flat-Fee StructureNo AUM fees.

Contact Info:

111 South Independence Mall East, Suite 500,
Philadelphia, PA 19106
267-590-9533
[email protected]

Visit WealthKeel

 

Shearwater Capital

Shearwater Capital Financial Advisors Vetting Application

Shearwater Capital was founded in 1999 by two physicians, Dr. Jeff Brown and Dr. Eric Malden, who were MBA classmates and faculty members at the Washington University School of Medicine. Our vision is to provide an evidence-based approach to wealth management to physicians with an emphasis on tax-efficiency and low costs. We have 20 years of experience in helping physicians save for retirement and manage their financial assets. This provides us with a unique ability to help our clients develop sound financial plans, invest wisely, and attain financial security. At Shearwater Capital, your financial success is our only priority.

Fees:

Compensation is based solely on assets under management:

Account SizeAnnual Cost
Less than $100,000:0.85%
$100,000 – $250,000:0.75%
$250,000 – $500,000:0.65%
$500,000 – $1,000,000:0.55%
$1,000,000 – $2,500,000:0.45%
$2,500,000 – $5,000,000:0.35%
$5,000,000 – $10,000,000:0.25%
More than $10,000,000:0.15%

Contact Info:

7750 Maryland Ave. #11517
St. Louis, MO 63105
(888) 450-5623
[email protected]

Visit Shearwater Capital