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Personal Loans for Physicians
We tend to think of debt as a necessary evil for most Americans, although for most purchases, it’s not necessary, and it’s not evil, either.
While we are not a huge fan of debt, an investor can be compensated for some risk by investing in debt instruments, and the debtor can have things and reach goals more quickly with the use of debt.
If you get a personal loan, we recommend you use one of these recommended companies that have been vetted extensively by us here at POF.
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Personal Loans Services For Physicians
Panacea Financial is banking built for doctors by doctors. Unlike most lenders who will only consider your FICO score and income, Panacea Financial will consider your physician status and offer you preferred rates.
Panacea Financial offer personal loans just for physicians – the PRN Personal loan is available to physicians of all stages, including residents and students in all 50 states.
PRN Personal Loan terms and maximum amounts vary depending on your status as a physician.
- Attendings
- 3,5, and 7-year Terms
- Borrow up to $75,000
- Residents and Fellows
- 3,5, and 7-year Terms
- Borrow up to $30,000
- 4th Year Medical & Podiatry Students
- 5 and 7-year Terms
- Borrow up to $15,000
Click here for product disclosures.
All PRN Personal Loans come with the following:
- No co-signer requirements
- Offer a period of reduced payments
- Funding in as little as 24 hours after approval
- No prepayment penalties
Founded for Doctors, by Doctors, Doc2Doc believes that traditional lenders overestimate the risk of lending money to doctors.
They utilize a proprietary algorithm that looks beyond your FICO score and considers the traditionally low default rates of physicians allowing them to lend at competitive rates to physicians.
Doc2Docs gives physicians fast access to funds at a price that recognizes the financial reality of the physician lifecycle – giving you credit for the financial success in your future rather than penalizing you for the financial challenges of the past.
Their key selling points include:
- Borrow up to $100,000
- Applying does not affect your credit (soft credit pull w/ proprietary algorithm)
- Get pre-approved and funds in your account within days
- Available in all 50 states
Go through our link to Doc2Doc and receive 45 days until the first payment is due and $100 cash back.