This page provides a list of recommended insurance agents who specialize in term life insurance and try own-occupation disability insurance.
All of the agents listed on this page are paid advertisers on the site and have been vetted by myself or Dr. Jim Dahle, with an application below that you can review. We appreciate hearing feedback on these advertisers, both good and bad. Thank you for working with those who support this site and our charitable mission.
Pattern provides simplified tools and training to protect doctors finances, families and futures.
We do this primarily in two ways:
With disability and life insurance – We quote and compare the own-occupation providers that work well for doctors.
Expert educational webinars and seminars – We partner with experts in taxes, job search, legal issues, and debt… to provide valuable honest content for residents, fellows, and early career physicians. We want to help doctors eliminate confusion, defeat misinformation and guide them in the next steps to take financially.
Kaplan Financial Robert B. Kaplan, Certified Financial Planner™, founder and President of Kaplan Financial, specializes in serving the unique disability insurance needs of over 2,500 physicians nationwide. Robert, who founded the firm in 1990, is a former CPA with Ernst & Young and has been married to a practicing physician for over 25 years.
Robert is a recognized sales leader among disability insurers. He works with a broad range of insurers to find the best combination of policy features, cost, and financial strength for you. As a result, he is able to make informed recommendations based on objective research and your individual needs.
Kaplan Financial is the place to go for objective and experienced financial advice, discounted rates on individual disability insurance, and a long-term commitment of superior service. I invite you to contact Robert Kaplan, CFP® today by visiting his website at www.KaplanFinancial.net; email at [email protected]; or by calling 818.783.6620.
Dr Disability Quotes
DrDisabilityQuotes.com Bob Bhayani, MBA is managing partner for a truly independent provider of disability insurance planning solutions to the medical community nationwide. Bob lectures at hospitals and faculties regarding creation of income protection and risk management solutions.
Bob specializes in working with residents and fellows to set up sound financial and insurance strategies. Bob leverages his decades worth of relationships with top insurance companies to deliver discounts to all eligible applicants.
DrDisabilityQuotes.com is an interactive website where physicians are able to gain a wealth of knowledge regarding disability insurance and run instant life insurance comparison quotes from various companies.
Stephanie Pearson, MD, FACOG, brings the experience of a physician into the disability and life insurance market. Injured in the prime of her career, the Board Certified OB/GYN took an unexpected journey to becoming an advocate and advisor for physician insurance.
Scott Ravitz, a longtime broker and insurance expert to the medical community, was a natural advisor and behind-the-scenes colleague for Stephanie. The partnership of PearsonRavitz wields the duo’s powerful combined skill set — and has made them sought-after experts on the basics and nuances of disability and life insurance for doctors.
Jay M. Weinberg, CLU, ChFC
Jay Weinberg, CLU, ChFC lectures to over 100 residency and fellowship programs on the following topics: Disability Insurance, Student Loan Strategies, PSLF, Tax Filing Considerations, Life Insurance, Home Ownership and Retirement Planning. Jay has been in this line of work since 2000 and is an “Independent” Insurance Broker.
Jay specializes in Disability Insurance and Life Insurance for Physicians and has access to special underwriting programs for those with pre-existing medical conditions. Jay also has access to policy discounts throughout the country with many Disability Insurance companies. Feel free to contact Jay at (609) 645-3900 or via email at [email protected].
Policygenius is America's leading online insurance marketplace. Policygenius helps you get life insurance right by making it easy to understand your options, compare quotes, and buy a policy, all in one place. Start by calculating personalized quotes from top insurers using their straightforward online tools.
When you're ready to apply for a policy, the Policygenius team of licensed, unbiased experts handle all the paperwork and red tape - for free. From life insurance to homeowners insurance and even disability insurance, Policygenius is a one-stop shop for all your financial protection needs.
Commonwealth Financial Group
Commonwealth Financial Group is honored to serve the medical community. One of the biggest risks medical professionals face is losing their ability to earn their specialty specific income from an injury or illness. We take a disciplined approach to assessing your risks in evaluating the right coverage of Life and Disability insurance. We are an independent firm and can source Life and Disability insurance (including own-occupation) from any trusted insurance provider. We have access to Disability insurance discounts for most of the large physician employers across the country. Click here to request a quote or to contact us. You can also call us at (843) 884-4545 ext 35.
PKA Insurance Group
Pradeep Audho is an independent insurance broker and the owner of PKA Insurance Group Inc. His focus is on Disability and Life insurance. Pradeep has over 14 years of experience providing clients with Disability and Life insurance. He represents all the major disability insurance carriers. Many of his clients are immigrant physicians and he is very experienced with the additional issues they may encounter when purchasing insurance products on a work-visa or as a non-US citizen. You can request a disability quote here. And you can also run instant Term Life insurance quotes by clicking here.
Set For Life Insurance
Since 1993, Set For Life Insurance has been a national leader in helping thousands of physicians with their disability insurance needs. They have the largest portfolio of available exclusive discounts in the country. Set for Life also has the largest availability of unisex rates nationwide helping women save significantly.
As independent brokers, they shop around and help compare plans to find the most suitable policy at the best available price. Jamie Fleischner, President of Set for Life, is known for her responsive, knowledgeable, and down to earth manner when working with her clients.