Recommended Insurance Agents

This page provides a list of recommended insurance agents who specialize in term life insurance and own-occupation disability insurance.

All of the agents listed on this page are paid advertisers on the site and have been vetted by myself or Dr. Jim Dahle, with an application below that you can review. We appreciate hearing feedback on these advertisers, both good and bad. Rest assured that the only agents on the page are those with overwhelmingly positive feedback.

Thank you for working with those who support this site and our charitable mission.



LeverageRx allows busy physicians to quickly and easily compare rates and features on true own-occupation/specialty-specific disability insurance and term life insurance. When you request your free quotes from LeverageRx, our team of insurance experts will find the best options (and discounts) for your specific situation and specialty. Our unbiased agents will guide you through your options and make recommendations based on your goals.

  1. Fill out a simple form to see your quotes.
  2. Talk to an unbiased agent to answer your questions and unlock exclusive discounts.
  3. Find the best true own-occupation disability insurance policy for you.

It’s that simple. That way you can get back to the things you enjoy. Get started with LeverageRx today!

  Visit LeverageRx


Policygenius is America's leading online insurance marketplace. Policygenius helps you get life insurance right by making it easy to understand your options, compare quotes, and buy a policy, all in one place. Start by calculating personalized quotes from top insurers using their straightforward online tools.

When you're ready to apply for a policy, the Policygenius team of licensed, unbiased experts handle all the paperwork and red tape - for free. From life insurance to homeowners insurance, Policygenius is a one-stop shop for all your financial protection needs.

  Visit Policy Genius

Doctor Disability

At Doctor Disability Insurance, we understand that you have had to make sacrifices to get to where you are. We are committed to helping you protect your most valuable asset: your ability to earn an income. Doctor Disability Insurance, Inc. is an innovative, one-stop service that makes disability insurance shopping quick, affordable, and easy to understand. Physicians and Dentists save time and money by comparing plans and prices from multiple insurance companies. The site provides free quotes from leading companies in the disability insurance industry along with friendly and knowledgeable customer support. Based in San Clemente California, President and CEO Chuck Krugh is a Certified Financial Planner with more than 20 years of experience working with professionals in the medical/dental industry. Doctor Disability Vetting Application   Visit Doctor Disability

Set For Life Insurance

Since 1993, Set For Life Insurance has been a national leader in helping thousands of physicians with their disability insurance needs. They have the largest portfolio of available exclusive discounts in the country. Set for Life also has the largest availability of unisex rates nationwide helping women save significantly.

As independent brokers, they shop around and help compare plans to find the most suitable policy at the best available price. Jamie Fleischner, President of Set for Life, is known for her responsive, knowledgeable, and down to earth manner when working with her clients.

Set for Life Vetting Application

  Visit Set For Life


Pattern provides simplified tools and training to protect doctors finances, families and futures. We do this primarily in two ways: With disability and life insurance - We quote and compare the own-occupation providers that work well for doctors. Expert educational webinars and seminars -  We partner with experts in taxes, job search, legal issues, and debt... to provide valuable honest content for residents, fellows, and early career physicians. We want to help doctors eliminate confusion, defeat misinformation and guide them in the next steps to take financially.   Visit Pattern

Kaplan Financial

Kaplan Financial Robert B. Kaplan, Certified Financial Planner™, founder and President of Kaplan Financial, specializes in serving the unique disability insurance needs of over 2,500 physicians nationwide. Robert, who founded the firm in 1990, is a former CPA with Ernst & Young and has been married to a practicing physician for over 25 years.

Robert is a recognized sales leader among disability insurers. He works with a broad range of insurers to find the best combination of policy features, cost, and financial strength for you. As a result, he is able to make informed recommendations based on objective research and your individual needs.

Kaplan Financial is the place to go for objective and experienced financial advice, discounted rates on individual disability insurance, and a long-term commitment of superior service. I invite you to contact Robert Kaplan, CFP® today by visiting his website at; email at [email protected]; or by calling 818.783.6620.

Kaplan Financial Vetting Application

  Visit Kaplan Financial

Dr Disability Quotes Bob Bhayani, MBA is managing partner for a truly independent provider of disability insurance planning solutions to the medical community nationwide. Bob lectures at hospitals and faculties regarding creation of income protection and risk management solutions.

Bob specializes in working with residents and fellows to set up sound financial and insurance strategies. Bob leverages his decades worth of relationships with top insurance companies to deliver discounts to all eligible applicants. is an interactive website where physicians are able to gain a wealth of knowledge regarding disability insurance and run instant life insurance comparison quotes from various companies.

Dr Disability Quotes Vetting Application

  Visit Dr. Disability Quotes


At PearsonRavitz, we know it’s our medical expertise that sets us apart from other brokerages.

Founded by Dr. Stephanie Pearson, an OB/GYN disabled in the prime of her career, and Scott Ravitz, an insurance expert to the medical community, PearsonRavitz’s mission is to educate and empower physicians and other healthcare professionals to make informed decisions regarding disability and life insurance coverage. We know through Dr. Pearson’s firsthand experience that insurance is complicated and oftentimes, overwhelming. We are committed to ensuring that it’s simple and transparent for you.

What you can expect from us:

+ Honest communication

+ Purely objective advice

+ Support at every step

We’re proud to be recommended by Physician on Fire, and look forward to helping you find the proper coverage that you and your family deserve. Take the first step by scheduling a consultation with one of our brokers, you’ll be joining thousands of healthcare professionals across the country who have chosen to protect their income with PearsonRavitz.

PearsonRavitz Vetting Application

  Visit PearsonRavitz