Physician Mortgage Lenders
Physician mortgage loans are being offered by more and more banks. Whether it is a good option for you really depends. I discuss my experience using a doctor mortgage in this post. The three main features you will see with most physician loans are:
- No PMI despite a down payment of only 0-10%.
- Special treatment for the student loans (usually that they only take required payments into consideration).
- Will close before you start working by accepting a contract, instead of paystubs, as evidence of future earnings.
Are you interested in a physician mortgage loan? The individuals listed below offer physician mortgage loans for these lenders and are paid advertisers on the blog. We appreciate hearing feedback on these advertisers, both good and bad.
Thank you for supporting those who support this site and our charitable mission. Some of these lenders also offer loans for other high income professionals such as dentists, veterinarians, attorneys, podiatrists, optometrists, accountants, and others. (Lenders- if you would like your name and contact info listed here, contact us for a quote.)
Select Your State
AK | AL | AR | AZ | CA | CO | CT | DE | DC | FL | GA | HI | IA | ID | IL | IN | KS | KY | LA | MA | MD | ME | MI | MN | MO | MS | MT | NC | ND | NE | NH | NJ | NM | NV | NY | OH | OK | OR | PA | RI | SC | SD | TN | TX | UT | VA | VT | WA | WI | WV | WY
Cadence Bank:
AL, FL, GA, MS, NC, SC, TN, TX
Contact: Charles Felgner (NMLS #659182) at 205-835-6679 or charles.felgner@cadencebank.com
Consumers Credit Union:
IN, MI
Contact: Greg Wierenga (NMLS #1636813) at 616-446-2567 or greg.wierenga@consumerscu.org
First Federal Lakewood:
FL, IL, IN, KY, MD, MI, NC, OH, PA, SC, TN, VA, WV
Contact: Brent Bartlett (NMLS #913802) at 216-239-5845 or bbartlett@ffl.net
Frandsen Bank & Trust:
MN, WI
Contact: Brandon Reinarts (NMLS #769600) at 507-353-7427 or breinarts@frandsenbank.com
Fifth Third Bank:
FL, IL, IN, KY, GA, MI, NC, OH, SC, TN, WV
Contact: Tony Lupescu (NMLS #224410 ) 708-351-6416 or Tony.Lupescu@53.comÂ
First Citizens Bank:
FL, GA, MD, NC, SC, TN, VA, WI, WV
Contact: Valerie Leonard (NMLS 415176) at 864-630-0921 or Valerie.Leonard@firstcitizens.com
First National Bank of Pennsylvania:
GA, MD, NC, OH, PA, SC, TN, VA, WV
Contact Ken Roos (NMLS# 436834) at 412-951-6793 or RoosK@fnb-corp.com
Golden 1 Credit Union:
CA
Contact: David Mikkelson (NMLS #2436928) at 858-294-7989 or dmikkelson@golden1.com
Huntington Bank:
AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY
Contact: Todd L Johnson (NMLS#224389) at 630-697-7148 or 877-307-8051 (Fax) or Todd.L.Johnson@huntington.com
Iberia Bank/First Horizon:
AL, AR, CT, FL, GA, LA, MS, NC, NJ, NY, SC, TN, TX, VA
Contact: Tony Umholtz  (NMLS #377409) at 813-603-4255 or tony.umholtz@firsthorizon.com
Laurel Road:
States:Â All 50 States and Washington, DC
Contact: Tom Boudreau (NMLS #600021) at 877-801-4686 or mortgage@laurelroad.com or visit Laurel Road
Liberty Federal Credit Union:
States: AL, AZ, CA, FL, GA, IN, KY, MS, NC, OH, PA, TN, TX, VA
Contact: John Feige (NMLS #453634) at 502-767-7867 or jfeige@libertyfcu.org
TD Bank:
FL, NC, PA
Contact: Babita Vashist (NMLS #203282) at 703-283-7251 or Babita.Vashist@td.com
Truist:
CA, CT, FL, GA, MA, MD, NC, PA, SC, TN, TX, VA
Contact: Chris Minear (NMLS #273313) at 330–790–1511 or Chris.Minear@Truist.comÂ
UFCU Mortgage Services:
TX
Contact: John Varner (NMLS# 1615725) at 512-828-2988 or JVarner@ufcu.org
U.S. Bank**:
Contact for approved states (email preferred)
Contact: Jonathan Brozek (NMLS #850168) at 916-788-7982 or Jonathan.Brozek@usbank.com
Bok Financial
AR, CO, KS, MO, OK, TX
Contact: Bo Brown (NMLS #499414) at 816-309-5571 or Bo.Brown@BOKF.com
BankMD:
TX
Contact: Moses Luevano (NMLS #1426259) at (855)4BankMD (422-6563) or mdl@bankmd.com
BMO Bank:
All States except NY
Contact: Marc Evans (NMLS #362579) at 920-831-7721 or Marc.Evans@bmo.com
