Physician Mortgage Lenders

Physician mortgage loans are being offered by more and more banks. Whether it is a good option for you really depends. I discuss my experience using a doctor mortgage in this post. The three main features you will see with most physician loans are:

  1. No PMI despite a down payment of only 0-10%.
  2. Special treatment for the student loans (usually that they only take required payments into consideration).
  3. Will close before you start working by accepting a contract, instead of paystubs, as evidence of future earnings.

Are you interested in a physician mortgage loan? The individuals listed below offer physician mortgage loans for these lenders and are paid advertisers on the blog. We appreciate hearing feedback on these advertisers, both good and bad.

Thank you for supporting those who support this site and our charitable mission. Some of these lenders also offer loans for other high income professionals such as dentists, veterinarians, attorneys, podiatrists, optometrists, accountants, and others. (Lenders- if you would like your name and contact info listed here, contact us for a quote.)

 

Select Your State

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

AK | AL | AR | AZ | CA | CO | CT | DE | DC | FL | GA | HI | IA | ID | IL | IN | KS | KY | LA | MA | MD | ME | MI | MN | MO | MS | MT | NC | ND | NE | NH | NJ | NM | NV | NY | OH | OK | OR | PA | RI | SC | SD | TN | TX | UT | VA | VT | WA | WI | WV | WY

 

 

Citizens Bank:

All States except AK & HI
Contact: Michael Keithley (NMLS #29261) at 513-607-0850 or [email protected]

 

 

Consumers Credit Union:

IN, MI
Contact: Greg Wierenga (NMLS #1636813) at 616-446-2567 or  [email protected]

 

Frandsen Bank & Trust:

MN, WI
Contact Brandon Reinarts (NMLS #769600) at 507-353-7427 or [email protected]

 

Fifth Third Bank:

FL, IL, IN, KY, GA, MI, NC, OH, SC, TN, WV
Contact: Tony Lupescu (NMLS #224410 ) 708-351-6416 or [email protected] 

 

First Citizens Bank:

FL, GA, MD, NC, SC, TN, VA, WI, WV
Contact: Valerie Leonard (NMLS 415176) at 864-630-0921 or [email protected]

 

First Federal Lakewood:

FL, IN, KY, MI, OH, WV
Contact: Eric Veronica (NMLS# 83197) at 419- 318-8985 or everon[email protected]

 

First National Bank of Pennsylvania:

GA, MD, NC, OH, PA, SC, TN, VA, WV
Contact Ken Roos (NMLS# 436834) at 412-951-6793 or [email protected]

 

Fulton Mortgage Company:

DC, DE, MD, NJ, PA, VA
Contact Jim Webster (NMLS #658933) at 240-620-1414 or [email protected]

 

Huntington Bank:

AK, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, WV, WI, WY, DC
Contact Sandi Jameson-Frith (NMLS#564023) at 586-749-8355 or [email protected]

 

Iberia Bank/First Horizon:

All States except AK and HI
Contact: Tony Umholtz  (NMLS #377409) at 813-603-4255 or [email protected]

 

^KeyBank

FL, GA, MA, OR
Contact: Jason Knight (NMLS# 301141) at 803-231-8441 or [email protected]

 

Lake Michigan Credit Union:

MI, FL
Contact: Sara Curry (NMLS#564893) at 269-978-6129 or [email protected]

 

Northpointe Bank:

AL, AZ, CA, CT, CO, FL, GA, KY, MA, MI, NV, NJ, NC, PA, OH, OR, SC, TN, TX, UT, VA, WA
Contact: Gene Zink (NMLS #162301) at 972-897-4120 or [email protected]

 

PNC:

AL, AZ, AR, CA, CO, FL, GA, ID, KS, LA, MA, NV, NM, OH, OK, OR, PA, TN, TX, VA, WA
Contact: Mike Wagner (NMLS #801156) at 817-304-7681 or [email protected]

 

Regions Bank:

AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, OH, SC, TN, TX
Contact: Lance Johnson  (NMLS #93035) at 704-770-3644 Office or 704-975-3033 Cell or [email protected]

 

South State Bank:

FL, GA
Contact: Nathan Willis (NMLS #23036) at 260-418-3742 or [email protected]

 

TD Bank:

CT, DC, DE, FL, MA, MD, ME, NH, NJ, NY, NC, PA, RI, SC, VA, VT
Contact: Stephanie Arcelay (NMLS# 897166) at 615-484-6690  or [email protected]

 

 

U.S. Bank**:

Contact for approved states (email preferred)
Contact: Jonathan Brozek (NMLS #850168) at 916-788-7982 or [email protected]

 

 

Alerus Mortgage:

AZ, CA, MN, ND
Contact: Joe Nabedrick (NMLS# 501945) at 612-730-8282 or [email protected]

 

Arvest Bank*:

AR, KS, MO, OK
Contact: Jim Secrest (NMLS #1104170) at 913-634-2323 or [email protected]

 

Bok Financial

AR, CO, KS, MO, OK, TX
Contact: Bo Brown (NMLS #499414) at 816-309-5571 or [email protected]

 

 

BankMD:

TX
Contact: Moses Luevano (NMLS #1426259) at (855)4BankMD (422-6563) or [email protected]

 

BB&T now Truist:

AL, AR, CA, CN, DE, FL, GA, IN, KY, MD, MA, MS, NJ, NC, OH, PA, SC, TN, TX, VA, DC, WV
Contact: Jeff Holroyd (NMLS# 244568) at 760-290-9595 or [email protected]

 

BMO Harris Bank:

AZ, FL, IL, IN, KS, MN, MO, WI
Contact: Marc Evans (NMLS #362579) at 920-831-7721 or [email protected]

*Arvest Bank
^ NMLS # 399797
**Equal Housing Lender. Member FDIC.