Physician mortgage loans are being offered by more and more banks. Whether it is a good option for you really depends. I discuss my experience using a doctor mortgage in this post. The three main features you will see with most physician loans are:

  1. No PMI despite a down payment of only 0-10%.
  2. Special treatment for the student loans (usually that they only take required payments into consideration).
  3. Will close before you start working by accepting a contract, instead of paystubs, as evidence of future earnings.

Are you interested in a physician mortgage loan? The individuals listed below offer physician mortgage loans for these lenders and are paid advertisers on the blog. We appreciate hearing feedback on these advertisers, both good and bad.

Thank you for supporting those who support this site and our charitable mission. Some of these lenders also offer loans for other high income professionals such as dentists, veterinarians, attorneys, podiatrists, optometrists, accountants, and others. (Lenders- if you would like your name and contact info listed here, contact us for a quote.)

Physician Mortgage Lenders

Select Your State

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

AK | AL | AR | AZ | CA | CO | CT | DE | DC | FL | GA | HI | IA | ID | IL | IN | KS | KY | LA | MA | MD | ME | MI | MN | MO | MS | MT | NC | ND | NE | NH | NJ | NM | NV | NY | OH | OK | OR | PA | RI | SC | SD | TN | TX | UT | VA | VT | WA | WI | WV | WY

 

Loan Depot:

AZ, CA, CO, FL, HI, IL, KS, MA, MI, MO, NV, NJ, NC, OH, OK, OR, PA, TX, VA, WA
Contact: David Henderson (NMLS#1183120) at 916-549-9916 or [email protected]

Mercantile Bank of Michigan:

MI
Contact: Barbara Reamer (NMLS #783173) at 517-853-2692 Office or 517-256-5364 Cell or [email protected]

Regions Bank:

AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, OH, SC, TN, TX
Contact: Lance Johnson  (NMLS #93035) at 704-770-3644 Office or 704-975-3033 Cell or [email protected]

Suntrust now Truist:

AL, AR, DC, DE, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Contact: Joshua Feldman (NMLS # 659173) at 843-996-3300 Office 843-364-5626 Cell or [email protected]

TD Bank:

CT, DC, DE, FL, MA, MD, ME, NH, NJ, NY, NC, PA, RI, SC, VA, VT
Contact: J Mansisidor (NMLS #354606) at 757-927-1961 or  [email protected]

UMB:

AZ, CO, IL, KS, MO, NE, OK, TX
Contact: Doug Crouse (NMLS #363861) at 816-728-3631 or [email protected]

U.S. BANK**:

All 50 states
Contact: Jonathan Brozek (NMLS #850168) at 916-788-7982 or [email protected]

Washington Trust:

CT, MA, NH, RI
Contact David Fay (NMLS #513224) at 617-429-2059 or [email protected]

Arvest Bank*:

AR, KS, MO, OK
Contact: Jim Secrest (NMLS #1104170) at 913-634-2323 or [email protected]

BankMD:

TX
Contact: Moses Luevano (NMLS #1426259) at (855)4BankMD (422-6563) or [email protected]

BBVA/Compass Bank:

AL, AR, AZ, CA, CO, FL, GA, ID, KS, LA, MA, NM, NV, OH, OK, OR, PA, RI, TN, TX, VA, WA.
Contact Michael Wagner (NMLS# 801156) at 817-310-4017 or [email protected]

BMO Harris Bank:

AZ, FL, IL, IN, KS, MN, MO, WI
Contact: Marc Evans (NMLS #362579) at 920-831-7721 or [email protected]

Bok Financial

AR, CO, KS, MO, OK, TX
Contact: Bo Brown (NMLS #499414) at 816-309-5571 or [email protected]

Chemical Bank – a division of TCF Nation Bank:

CO, IA, IL, IN, KS, KY, MI, MN, MO, ND, NE, OH, OK, PA, SD, UT, WI, WV, WY
Contact: Darick Hensel (NMLS #1177936) at 810.245.9609 or [email protected]

Citizens Bank:

All States except AK & HI
Contact: Michael Keithley (NMLS #29261) at 513-607-0850 or [email protected]

Fifth Third Bank:

FL, IL, IN, KY, GA, MI, NC, OH, PA, SC, TN, WI, WV
Contact my business manager Cindy ([email protected]) for contact information by sending her an email with Fifth Third in the subject line.

First Citizens Bank:

FL, GA, MD, NC, SC, TN, VA, WI, WV
Contact: Valerie Leonard (NMLS 415176) at 864-630-0921 or [email protected]

First National Bank of Pennsylvania:

GA, MD, NC, OH, PA, SC, TN, VA, WV
Contact Ken Roos (NMLS# 436834) at 412-951-6793 or [email protected]

 

First United Bank:

OK, TX
Contact: Brian Pratt (NMLS #310252) at (512) 632-1731 or [email protected]

Fulton Mortgage Company:

DC, DE, MD, NJ, PA, VA
Contact Jim Webster (NMLS #658933) at 240-620-1414 or [email protected]

Huntington Bank:

IL, IN, KY, MI, OH, PA, WV
Contact Sandi Jameson-Frith (NMLS#564023) at 586-749-8355 or [email protected]

KeyBank:

IL, IN, KY, OH
Contact: Bill Lavelle (NMLS# 712886) at 614-563-4086 or [email protected]m

*Arvest Bank
Equal Housing Lender Member 2019 e1551824189813
**Equal Housing Lender. Member FDIC.

 

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