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Rich, Rich-ish, and the $650,000 Between Them
“The 1%” sounds like an abstraction. It’s something economists argue about on cable news. But if you’re a physician, you … Read more
How Physicians End Up Overpaying the IRS (And What to Do About It)
Doctors spend a decade in training to earn a high income…only to turn around and spend the next three decades … Read more
The Sunday Best (03/29/2026)
Radiology is a field optimized for human replacement, where digital inputs, pattern recognition tasks, and clear benchmarks predominate. If the … Read more
What’s Middle Class in New York City?
A reader asks: I need Ben’s take on the viral NYT story about the “middle class” couple who make $500k … Read more
The 2026 Financial Checklist Every Matched Resident Needs Right Now
With the emotional rollercoaster of Match Day behind us, let’s move on to the financial decisions that need to happen … Read more
One Big Beautiful Bill Act: What It Means for Physician Taxes in 2025 and 2026
Congress named this one with confidence. The One Big Beautiful Bill, signed into law on July 4, 2025, runs over … Read more
The Sunday Best (03/22/2026)
Why is it so important that both partners in a relationship understand their tax situation, even if they’re not the … Read more
An Asset-Liability Mismatch
My first job in the industry was working as an analyst for an institutional investment consulting firm that specialized in … Read more
Solo 401(k) vs. SEP-IRA for Physicians (2026): Which Wins for Your Income Level?
If you’re earning 1099 income, you likely aren’t spoiled for choice in the retirement savings department. When it comes to … Read more
The Sunday Best (03/15/2026)
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. … Read more
Signal Collapse and the New Proof of Work
For the past few decades, being in shape was the ultimate “proof of work.” You couldn’t buy it. You had … Read more
Does Inflation Hit Retirees Differently? What Physicians Need to Know
Since 2010, Social Security benefits have lost 20% of their buying power, according to The Senior Citizens League. After 14 … Read more
The Sunday Best (03/08/2026)
The 2000s decade included two wars, a massive housing market crash and the biggest financial crisis since the Great Depression. … Read more
Furnishing Your Residency Home: What to Buy, What to Skip, and 11 Overlooked Ways to Keep It Cheap
You did it. You finished med school, got matched, and criss-crossed the country in your old SUV to start your … Read more
Physicians are Losing America’s Trust — But is it Our Fault?
Nurses are the most trusted professionals in America. For the 22nd consecutive year since 1999, they claimed the top spot … Read more
The Sunday Best (03/01/2026)
OpenAI said on Friday it is raising $110 billion in a blockbuster funding round that would value the ChatGPT maker … Read more
Planting Your Money Trees
Becoming a parent has turned me into an involuntary firefighter. I don’t get a cool hat, or get to drive … Read more
11 Tax Deductions Physicians Miss (That Could Save You $50K+ This Year)
Let’s talk about money you’re leaving on the table. Not because you’re bad with money, but because the tax code … Read more
Is the 4% Rule Too Frugal for Doctors?
The 4% rule has guided retirement planning since 1994 — but it was designed for 30-year retirements, not the 50-year … Read more
Top Money Moves Doctors Should Make Early in 2026
The first quarter of the year is when most doctors are flush with bonus checks and maybe even a little … Read more