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Is There An Ideal Age To Retire?
Some of us are naturally drawn to optimizing things. Can your retirement date be one of those things? There are … Read more
14 Ways to Lower Your Taxes
To lower your tax bill, it’s crucial to have more than a vague understanding of how our tax code works, … Read more
Backdoor Roth IRA 2023: A Step by Step Guide with Fidelity
In 2023, I made my eleventh pair of “backdoor Roth” IRA contributions. It’s a great way for high-income professionals to … Read more
The Sunday Best (03/05/2023)
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading … Read more
7 Reasons I Don’t Use Target Date Funds
The target date fund has often been talked about as a model for harnessing the advantages of index investing and … Read more
Family vs. Work: The Everlasting Struggle for Balance
The word balance implies that there are multiple forces and weights pulling and pushing at different and sometimes opposite ends … Read more
Budget Skiing and Other Oxymorons
Budget skiing. Thought by most to be a mythical beast like the unicorn, the humble Hollywood plastic surgeon, or the … Read more
The Sunday Best (02/26/2023)
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading … Read more
Why a Fiduciary Duty Matters When Choosing a Financial Advisor
Earlier this week, we examined why financial advisors might do this crap. Good financial advisors pursue certifications and take oaths … Read more
The Joy of Spending My Money Guilt-Free
Frugality is hard habit — for some, it’s hard to learn, and for others, it’s hard to break. A lifetime, … Read more
Why Do Financial Advisors Do Crap Like This?
Here’s a scenario that’s played itself out several times since I started writing about personal finance. A couple, at or … Read more
The Sunday Best (02/19/2023)
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading … Read more
Five Big Reasons to Retire Often
Retirement doesn’t have to be a cliff. You know, the edge of something, where you jump off and never climb … Read more
Debunking 7 Financial Myths Overheard in the Doctors’ Lounge
There is a lot of advice out there, and a lot of it is wrong. Financial myths abound everywhere – … Read more
FIRE Crossroads 036: FI at 45 With a One-Fund Portfolio
Today’s interviewee is a young 45, has a single fund in his portfolio, and has an extremely low withdrawal rate … Read more
Comparing Real Estate Funds: DLP Housing Fund & Origin Investments IncomePlus Fund
Recently, we compared two similar private real estate funds from Trion and 37th Parallel. We’ll continue in that tradition today … Read more
The Sunday Best (02/12/2023)
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading … Read more
How to Reduce the Risk of Investing in Passive Real Estate
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as … Read more
Lessons Learned From 4 Years Outside the Maze
Life’s been a real mixture of things for today’s poster. He reached financial independence and retired four years ago, and … Read more
Post FI Notes 024: Retired Cardiologist Combatting Boredom
Our couple today is made up of a retired cardiologist alongside his retired office billing manager, retiring to sunny Florida … Read more