That’s right. Your doctor spent at least 11 years in post-secondary education to be in a position to take care … Read more


You did it! It was a long 8, 10, or 12 years to get through med school, residency, and maybe … Read more


Whenever the stock market loses at least 10% of its value, as it has recently and does most years, those … Read more

Zero to Freedom

Not long ago, I detailed the Top 5 Reasons Not to Enroll in an Online Course. In summary, you should … Read more

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Financial independence is defined as owning assets that will support your intended lifestyle for the remainder of your life. While … Read more

Minnesota Hall of Fame

Alright sports fans, listen up! Dr. James Turner has been listening to more than his share of SportsCenter, and believe … Read more

Disability Insurance Mistakes

Before we start to talk about what we get wrong with disability insurance, I should tell you that I personally … Read more


Nobody’s perfect. I’m living, walking, occasionally limping proof of that. I try to do most things the right way, or … Read more

boys fighting

In order to safely plan for a successful retirement, it’s imperative to have a general idea of what your spending … Read more

Holmsvollur Golf Course

I was browsing the Bogleheads forum recently, and my eyes naturally gravitated to the thread titled “What is FI if … Read more

Minnesota 51 Iowa 14

Today’s Top 5 list is a guest post from VagabondMD, a late-career interventional radiologist who has been a regular reader … Read more

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Early in the calendar year, it’s a great idea to explore what it means to “front-load” your investments, and why … Read more

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With ten years of real-world experience as a physician anesthesiologist, there are a few things I wish I would have … Read more


A year and a half ago, at age 39, I was studying for a bogus exam required to maintain my … Read more

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Personal finance is personal, and personalĀ posts tend to be more interesting than the typical clickbait lists that penetrate our Facebook … Read more

Cheboygan River Sunset

I started thinking about an early retirement in late 2014. I’ve read extensively on the topic in the interim, and … Read more

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Locum Tenens, LatinĀ for “To hold a place”, describes a unique way for a physician to practice medicine as a temporary … Read more


Today, I’d like to explore strategies to avoid taxes on capital gains and dividends. Both of these investment returns come … Read more

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I was working on a bathroom remodel in the basement on April 21, 2016, listening to Hawaii’s New Music Alternative … Read more


Tax Day is just around the corner. Be sure to file your tax return (or file for an extension) before … Read more