The Sunday Best (09/17/2023)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugalitytax issuestravelphysician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!

Jorge Sanchez, MD, curated this week’s articles.


VTSAX and VFIAX offer exposure to many American companies with low fees and consistent performance. But which one is better? In this article, we compare VTSAX and VFIAX in terms of performance, fees, and tax efficiency: VTSAX vs VFIAX: Which Vanguard Index Fund Is Better?


When saving for retirement, you’re used to funds flowing into your savings. But will you feel terrible if you take money out? Morningstar discusses why spending in retirement tends to be challenging and the strategies you can use to get over the hang-up: Will You Need Permission to Spend in Retirement?



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  • James Mitchell from Humble Dollar chronicles his trip to Oslo and how it led him to reassess his values regarding spending and why he needed to change: Rethinking Restraint.


  • Tony Isola warns about investors’ “maybe someday” and explains why cashing in for connections, irreplaceable experiences, and memories that last a lifetime is never a bad hand to play: Who Knows How Long We Have?


Is buying a used car better than buying a new one? Should you lease or should you own a car? In this podcast episode, Jesse Cramer joins Peter Lazarof to answer the following questions: The Astounding Math Behind Car Ownership. 


Retirement is a relatively new concept. Ben Carlson from A Wealth of Common Sense discusses The Evolution of Retirement and why you are lucky to have the option to retire.


If the wealthiest families of the past century spent a reasonable amount of their wealth, invested in the stock market, and paid taxes, there would be thousands of billionaires today. But there aren’t. Victor Haghani and James White join Rational Reminder to discuss The Missing Billionaires


Validea discusses why Small Cap Value only needs a catalyst to yield attractive returns and why investors should be invested now rather than remain idle: Small Cap Value: Waiting for the Jumpstart.


Tony Isola lists the five biggest mistakes Napoleon made and what it can teach us about investing: Timeless Wisdom Never Grows Old


Behavioural Investment goes over why remembering your “why” and your time horizon are crucial to investment success: Do Major Projects and Investment Decisions Go Wrong for the Same Reasons?


Alpha Architect demonstrates significant variation between stock-bond correlation: Implications of Regime-Shifting Stock-Bond Correlation.


Treasury Bills are getting the attention of many retail investors. Alexandra Harris from Yahoo Finance discusses why Treasury Bills Yielding 5% Are a Big Hit With Retail Investors


The housing market in the U.S. has been insane in recent years. Would it be easier to invest in Canada? A Wealth of Common Sense compares The U.S. Housing Market vs. The Canadian Housing Market


Joseph Clements from Humble Dollar gives five pieces of investing and money advice he didn’t give two decades ago but he would give now: On Second Thought

Bruce Roberts from Humble Dollar talks about the wonderful, surprising gift retirement has afforded him: Getting Myself Ready


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