The Sunday Best (12/20/2020)

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The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!



The Sunday Best


Hark! The Herald Angels Sing. Only an angel could make a word like “hark” sound pleasant. Dr. John Dayton discusses the pleasantries of angel investing in a guest post at The White Coat Investor. Why Physicians Should Consider Angel Investing.


How does Ben Carlson of A Wealth of Common Sense & the Animal Spirits podcast invest his own money? An indexer dabbles in alternatives. How I Invest My Own Money.


How does the Physician on FIRE invest his own money? Why does he refer to himself in the third person? One of these questions answered in The PoF Portfolio 2020: What I’m Invested in Now.


Ray Dalio is one interesting man, and my heart goes out to him as he deals with the loss of a son. The billionaire founder of Bridgewater associates shared some insights on financial independence in his latest book, Principles. Educator FI shares FI Quotes from Principles by Ray Dalio.


Financial independence is a powerful concept that changes how people look at life. Kathryn Hanna, CPA, creator of the popular Personal Finance Bundle that has become my favorite tax planning tool, discovered the power of FI. 5 Money Mindset Shifts I’ve Made After Discovering FIRE (as an Outsider of the Movement).


More info on the comprehensive spreadsheet that puts any spreadsheet skills I thought I had to shame. One Incredible Tax Planning Tool (and So Much More).


CardRatings has analyzed and reviewed credit cards for more than 20 years. They surveyed more than 1,700 cardholders across 77 individual cards to obtain customer feedback on the most popular cards in multiple categories. The Best Credit Cards of 2021.


Allergic to shrimp? Fear not! Early retirement is not shellfish.

Oh, sorry I misunderstood. Apparently, Mr. 1500 was asking (and attempting to answer) a different question. Is Early Retirement Selfish?


Why is early retirement out of reach for the average American? David at Raptitude feels it’s because Your Lifestyle Has Already Been Designed. Learn how to overcome what’s been preprogrammed.


How do they feel about money and life across the pond? All Options Considered ponders the pound and its purpose in life after reading Housel’s latest work. Personal musings after reading “The Psychology of Money,” by Morgan Housel.


ESI Money has spent some time cultivating the lifestyle he wants since retiring from his career as a marketing professional. His musings after reading Robin Ryan’s take on retirement.


Passive Income MD isn’t afraid to use leverage, but his definition of the term may be broader than yours. How to Create Massive Leverage Through Passive Real Estate Investing.


I’m jealous of my many friends who have received their first COVID vaccine already. My turn will come. Until then (and for a while after), I’ll be masking up. I really like how Shaun Miller of The Prindle Post framed the decision-making on this one, invoking Pascal’s Wager. Why you should wear a mask whether or not you find the evidence convincing: To Wear a Mask or Not during the COVID-19 Pandemic.


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Happy Holidays?


However you plan to celebrate the holiday season, I wish for you to have a joyous, merry, happy time in spite of the many challenges this year brings.

While it may be memorable for what doesn’t happen this year, I hope you find a way to make to make some memories.

I don’t know if you caught this one, but it’s outstanding, and there are some money lessons in there. Don’t forget to make it a December to remember!



I've got my 2 acres of non-leveraged, crop-producing, cashflowing farmland via AcreTrader. Get yours.


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Have an outstanding week!

-Physician on FIRE

Physician on FIRE has partnered with CardRatings for our coverage of credit card products. Physician on FIRE and CardRatings may receive a commission from card issuers.

6 thoughts on “The Sunday Best (12/20/2020)”

  1. An excellent Sunday Best as always PoF! I quite like the post from Raptitude about our lifestyles already being designed for us.

    Back when I was a working stiff it definitely felt like that, and I had to work hard to break the mold… to be different. It’s not easy, but it is possible.

    Happy Holidays to you and yours!

  2. Subscribe to get more great content like this, an awesome spreadsheet, and more!
  3. Sir, the article: To wear or not to wear a mask,…,is simply stupid with a hugeeeee political bias!, please be more careful when you select these articles, regards, luis

    • How is this article stupid or political? The point of the piece is that if you look at the upsides and downsides to wearing masks, there is dramatically more to gain by wearing masks than by not, even if we end up never knowing with 100% certainty whether this act actually benefited the public. This is a perfectly sound (and apolitical) way to look at it. The people who make it political are the skeptics who are delusional enough and arrogant enough to think they know better than highly trained and knowledgeable experts, spewing ridiculous arguments about “freedom” and statements like “this is America last I checked”.

  4. Awesome SNL skit.

    Long ago, before the Great Recession, I actually saw a bow-wrapped car Christmas morning in front of my neighbors apartment. I did wonder if there had been any discussion about a new car before the day…


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