The Sunday Best (6/6/2021)

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure.

Every week, I scan hundreds of headlines, read dozens of posts, and bring you the best of the best to save you time and mental energy.

Financial Independence (FI) is a primary focus, but it’s an awfully broad topic. I tend to approach FI and early retirement from a fatFIRE perspective and through the lens of a physician, so expect to see those biases in the selected articles.

Related topics that have become recurrent themes include early retirement, selective frugality, tax issues, travel, physician issues, and of course, investing.

For more great articles, take a peek at The Sunday Best Archives. Now let’s get to the best… The Sunday Best!




Rather than leave Zambia for their native Scotland, the Cutting Through Chaos family chose to take a sabbatical in Granada. No, not the Lesser Antilles island or the Guatemalan city. After a false start in another part of the country, they landed in this Spanish city. A Sabbatical Could Change Your Life; it changed theirs!


You don’t necessarily need to be wealthy to have a rich life, and focusing too much on dollars and cents can lead to a less fulfilling existence. Donovan Sanchez guest posts on The White Coat Investor. On Living a Rich Life.


Does your richest life include 80-hour workweeks? I’m willing to bet it doesn’t. If you’ve got 15 minutes, have a listen to this recent episode of The Physician Philosopher Podcast. How This Physician Quit Their Job, an episode title that only recently became grammatically correct.


Coach Carson has an outstanding podcast discussing all things real estate and financial independence, but this one’s also a blog post, complete with detailed numerical examples. Live-In House Flips: How to Own Your Home Free & Clear in Only 6 Years.


Wealth Noir regularly features people of color who have found success with investing, business, and real estate.


I’ve got a bit of a real estate empire going myself, but I’ve focused exclusively on passive investments. My small, medium, and large commitments, along with their up-to-date returns are on display in My Many Real Estate Investments.


Passive Income MD knows a little something about passive real estate investing. His 3 Rules for Using Real Estate Investing to Create Passive Income.


Multifamily projects make up the bulk of my little empire, and one completed deal gave me an IRR of > 50%. Where might you look for a promising multifamily investment? Crowdstreet lists the Top 25 markets for 2021 in The Best Cities for Investing in Multifamily Properties.

  • Hint: look for a hyphen — 3 of the top 10, including numero uno, are hyphenated.


J.D. Roth of Get Rich Slowly is moving in the opposite direction of an empire, selling his only home in favor of renting after sinking over $150,000 into his Oregon home and accepting over $50,000 in post-inspection concessions. The fascinating details in We Sold Our House!


Remember how Passive Income MD likes rules? He shares a bunch of his Favorite Financial Rules of Thumb to help guide your decision-making.


Some rules were made to be broken, says Kari Faber with Penny Hoarder. 6 Financial Rules That are Destroying Your Mental Health (And When it’s OK to Break Them).


Is it breaking the rules to stray from VTSAX or a three fund portfolio? Sylvia Jablonski makes a case for focusing on a particular asset class. A Role for Tech ETFs in Your FIRE Investment Plan?


Has the role of stocks in a portfolio changed for the long-term? The Banker on FIRE suggests it may be so, making A Bear Case for Future Stock Returns.


After his 6th bicycle accident in 16 years, form Wall Street columnist Jonathan Clements reflects on his tolerance for risk both on the road and with his investment portfolio. At Humble Dollar, he explains the Life Cycle.


Wanna Get Away?


Domestic travel is back with a vengeance, and international travel is beginning to awaken from its slumber. Do you have the points to take your next vacation on someone else’s dime?

Chase just increased their welcome bonus on one of my favorite travel rewards cards, bumping their Sapphire Preferred card bonus to an all-time high of 100,000 points with a very achievable $4,000 spend in the first 3 months.

That’s worth $1,250 when booking travel through the Expedia-powered Chase portal or potentially $2,000 or more when transferring points to travel partners. Great timing with the world beginning to open up to travel again!


Chase Sapphire Preferred

100,000 Points good for $1,250 or more in travel with a $4,000 spend in 3 months
PoF Summary

The Chase Sapphire Preferred is an excellent first (or only) card with an all-time high welcome bonus! New in 8/2021 is a $50 annual hotel credit for bookings via the Chase UR tavel portal & 5x points for all travel via the portal. 3x points on dining, 2x on other travel. Flexible rewards good for cash, travel, or transfer to travel partners, great travel protection and perks, plus Peloton, Lyft & DoorDash perks!


Fly Southwest?

If you fly Southwest, and you wanna get away, I’ve got 2 bits of good news for you.

One, Chase Ultimate Rewards points (like the 104,000+ you’ll get when spending your first $4,000 on the Sapphire Preferred) can be transferred 1:1 directly to Southwest to book free flights.

Two, Chase has has also increased the welcome bonuses across the board for their 3 co-branded Southwest Airlines credit cards from 40,000 points to 65,000 points (with a $2,000 spend in the first 3 months) for a limited time.

You can rack up those Southwest “miles” (they call them points) quickly with any of these:


I’d like to apologize on behalf of the marketing team that came up with the 3 P names for these cards that appear to be in the wrong order, but they’re not.

The Plus card is the most basic and has an annual fee of $69.

The Premier card sounds like the fanciest card, but it’s not. It has mid-range perks and a mid-range annual fee of $99.

Finally, the Priority card is the most premium card of the bunch that gives you some upgraded boardings, the most bonus points on your cardmember anniversary, etc… Its annual fee is 149.



Answer quick MicroSurveys for cash. Designed with convenience and timeliness in mind, 70% of surveys are answered on a mobile device in just a few minutes.

Physicians, Pharmacists, and other healthcare professionals are invited to join Incrowd today!


Wanna Get Better?


“I wanna get better. Better, better, better. I wanna get better.” –Bleachers

Feeling trapped in Medicine because you are buried in debt?

Is there a change you know you need to make, but you don’t feel like you can afford to make it?

Have you thought about going part-time or leaving medicine altogether?

Do you want to learn how to practice medicine because you want to and not because you have to?

Join Dr. James Turner, a.k.a. The Physician Philosopher on June 8, 10, or 12th at 8:00PM ET for a FREE MASTERCLASS on The 3 Pillars to Physician Freedom. In this LIVE webinar training you will learn:

✅ How to master your money to speed your journey to FI (including creating side gig income)
✅ How money can be wielded as a tool to create the life you want to live
✅ How to master your mindset, in order to practice medicine however you want




Register Here


A Recommended Insurance Agent


If you’re graduating from residency or fellowship, and/or are planning to move to a new state, be sure to get quotes before you cross the finish line or state line — it could save you thousands of dollars!


Doctor Disability

At Doctor Disability Insurance, we understand that you have had to make sacrifices to get to where you are. We are committed to helping you protect your most valuable asset: your ability to earn an income.

Doctor Disability Insurance, Inc. is an innovative, one-stop service that makes disability insurance shopping quick, affordable, and easy to understand. Physicians and Dentists save time and money by comparing plans and prices from multiple insurance companies. The site provides free quotes from leading companies in the disability insurance industry along with friendly and knowledgeable customer support.

Based in San Clemente California, President and CEO Chuck Krugh is a Certified Financial Planner with more than 20 years of experience working with professionals in the medical/dental industry.

Doctor Disability Vetting Application

Visit Doctor Disability

Have a splendid week!-Physician on FIRE


2 thoughts on “The Sunday Best (6/6/2021)”

  1. Subscribe to get more great content like this, an awesome spreadsheet, and more!
  2. Thanks for a great Sunday Best Pof! I always enjoy your weekly collection of blog posts!

    While I might not always agree with all the viewpoints presented, it’s certainly important to understand a wide variety of perspectives in order to make informed decisions!

    Thanks again!


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